Your Hometown Reverse Mortgage Consultant residing in Pierce County, WA
Your Hometown Reverse Mortgage Consultant residing in Pierce County,
WA
Licensed in Washington
Rebecca Rainsberger
Your Hometown Reverse Mortgage Consultant residing in Pierce County, WA
Your Hometown Reverse Mortgage Consultant residing in Pierce County,
WA
Licensed in Washington
I’m proud to work with a company focused on one thing: educating seniors about reverse mortgages to help them unlock the power of their homes and live a more comfortable retirement. I’m a reverse mortgage professional and honored to serve the people of Washington State.
Your Starting Point to Reverse Mortgages
COMMON MISCONCEPTIONS
MYTH: Taxes have to be paid on money received from a reverse mortgage.
Nope! Proceeds from a reverse mortgage are not considered income, and are therefore not income taxable. The money from a reverse mortgage comes from your home’s equity, which already belongs to you, so it’s not considered income. Plus, the interest on a reverse mortgage can be tax-deductible when it’s repaid.*
MYTH: Your heirs can’t inherit the home with a reverse mortgage.
Nope! You will still be able to pass the home on to your kids. Just like any other mortgage, they can inherit the house. When the loan becomes due, they can decide how to repay the loan balance.
MYTH: Reverse mortgages should only be used as a last resort.
That’s incorrect! A reverse mortgage is a powerful financial tool that can be an important part of your overall financial plan. From paying off an existing mortgage to delaying Social Security benefits*, or even establishing an emergency line of credit, it’s a flexible product that gives you options.
MYTH: A reverse mortgage interferes with Social Security and Medicare benefits.
False! Government entitled programs such as Social Security and Medicare are generally not affected by a reverse mortgage – however, need-based programs such as Medicaid may be. Consult a qualified financial advisor or the appropriate government agency to learn more.
MYTH: Reverse mortgages are expensive.
Here’s the truth – reverse mortgage loan origination costs and interest rates are comparable to those of traditional mortgages. They do not require large out-of-pocket expenses. There are FHA insurance costs that some traditional mortgages don’t require, but the cost is relatively small.
MYTH: With a reverse mortgage, the bank takes your home.
That’s false! With a reverse mortgage, the homeowner keeps the title to the home in their name, provided they meet their loan obligations, keeping current with property taxes, insurance, and maintenance. The lender simply adds a lien onto the title to guarantee that the money will eventually be paid back when the loan becomes due.
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Featured Video
Reverse Mortgage Success Story
“The best thing we found.” Longbridge borrowers, Norman and Cheryl, share their story of how they found peace of mind with a reverse mortgage.
Let’s Get Social
Applying for a home equity line of credit (HELOC) shouldn't be complicated. With HELOC For Seniors®, you can complete the entire process from the comfort of your home. 🏡 Our 100% online application is designed for convenience — making securing your funds simple and straightforward. And if you need any assistance, our team is just a phone call away! 📞 Whether you're consolidating debt, funding home improvements, or covering healthcare expenses, HELOC For Seniors® has you covered. Take the first step toward greater financial flexibility. Contact me to learn more! #HELOCForSeniors #HomeEquityLineofCredit #HELOC #Longbridge #LongbridgeFinancial #FinancialStability #HomeEquity #DebtManagement #DebtConsolidation #Retirement
Real Estate Pros — Last Chance to Register! ⌛ Join us October 21 for the next session in our series with @Buffini & Company, “The Business Behind the Business: Building a Relationship-Driven Real Estate Practice.” Don’t miss this chance to build stronger business partnerships by understanding what each partner does, why they do it, and how you can create value for your clients. ✅ Save your spot: https://attendee.gotowebinar.com/register/3009375877407884122?source=Loan+Officer #RealEstate #RealEstateProfessionals #RelationshipBuilding #LongbridgeFinancial #Longbridge
What if your professional relationships could help you create more real estate opportunities — without simply adding more hours to your day? Join Billy Van Raaphorst of Buffini & Company and Rob Cooper of Longbridge Financial for the next session in The Business Behind the Business webinar series: Working Together to Support Clients 📅 October 21 ⏰ 12 PM ET | 9 AM PT Learn how to build stronger business partnerships by understanding what each partner does, why they do it, and how you can create value for your clients. Join the conversation 👉 https://attendee.gotowebinar.com/register/3009375877407884122?source=Loan+Officer #RealEstate #RealEstateAgents #RealEstateBusiness #RelationshipBuilding #LongbridgeFinancial #Longbridge
Accessing your home equity should be straightforward. HELOC For Seniors® has a simple, 100% online application with flexible requirements and a quick approval process, giving you the financial flexibility you deserve — without the wait. ✅ Consolidate higher-interest debt. ✅ Fund home improvements. ✅ Cover healthcare costs. ✅ Take control of your financial future. Contact me to learn more! #HELOCForSeniors #HomeEquityLineofCredit #HELOC #Longbridge #LongbridgeFinancial #FinancialStability #HomeEquity #DebtManagement #DebtConsolidation #Retirement
October 12 is National Savings Day! 💰✨ Make the most of this day by taking a pulse-check of your current savings to ensure you’re on course for your goals. Whether you’re saving for retirement, a rainy day, or a dream vacation, every little bit counts. Want to learn more about reviewing your nest egg? Check out our blog: https://longbridge-financial.com/blog/reverse-mortgages/thankful-for-your-nest-egg-how-to-review-your-retirement-savings/?agent=1 #NationalSavingsDay #blog #Longbridge #LongbridgeFinancial
Happy Indigenous Peoples’ Day! Today we recognize the rich cultures, histories, and contributions of Indigenous communities. May we continue learning, honoring, and supporting efforts to preserve their heritage. #IndigenousPeoplesDay
Applying for a home equity line of credit (HELOC) shouldn't be complicated. With HELOC For Seniors®, you can complete the entire process from the comfort of your home. 🏡 Our 100% online application is designed for convenience — making securing your funds simple and straightforward. And if you need any assistance, our team is just a phone call away! 📞 Whether you're consolidating debt, funding home improvements, or covering healthcare expenses, HELOC For Seniors® has you covered. Take the first step toward greater financial flexibility. Contact me to learn more! #HELOCForSeniors #HomeEquityLineofCredit #HELOC #Longbridge #LongbridgeFinancial #FinancialStability #HomeEquity #DebtManagement #DebtConsolidation #Retirement
Real Estate Pros — Last Chance to Register! ⌛ Join us October 21 for the next session in our series with @Buffini & Company, “The Business Behind the Business: Building a Relationship-Driven Real Estate Practice.” Don’t miss this chance to build stronger business partnerships by understanding what each partner does, why they do it, and how you can create value for your clients. ✅ Save your spot: https://attendee.gotowebinar.com/register/3009375877407884122?source=Loan+Officer #RealEstate #RealEstateProfessionals #RelationshipBuilding #LongbridgeFinancial #Longbridge
What if your professional relationships could help you create more real estate opportunities — without simply adding more hours to your day? Join Billy Van Raaphorst of Buffini & Company and Rob Cooper of Longbridge Financial for the next session in The Business Behind the Business webinar series: Working Together to Support Clients 📅 October 21 ⏰ 12 PM ET | 9 AM PT Learn how to build stronger business partnerships by understanding what each partner does, why they do it, and how you can create value for your clients. Join the conversation 👉 https://attendee.gotowebinar.com/register/3009375877407884122?source=Loan+Officer #RealEstate #RealEstateAgents #RealEstateBusiness #RelationshipBuilding #LongbridgeFinancial #Longbridge
Accessing your home equity should be straightforward. HELOC For Seniors® has a simple, 100% online application with flexible requirements and a quick approval process, giving you the financial flexibility you deserve — without the wait. ✅ Consolidate higher-interest debt. ✅ Fund home improvements. ✅ Cover healthcare costs. ✅ Take control of your financial future. Contact me to learn more! #HELOCForSeniors #HomeEquityLineofCredit #HELOC #Longbridge #LongbridgeFinancial #FinancialStability #HomeEquity #DebtManagement #DebtConsolidation #Retirement
October 12 is National Savings Day! 💰✨ Make the most of this day by taking a pulse-check of your current savings to ensure you’re on course for your goals. Whether you’re saving for retirement, a rainy day, or a dream vacation, every little bit counts. Want to learn more about reviewing your nest egg? Check out our blog: https://longbridge-financial.com/blog/reverse-mortgages/thankful-for-your-nest-egg-how-to-review-your-retirement-savings/?agent=1 #NationalSavingsDay #blog #Longbridge #LongbridgeFinancial
Happy Indigenous Peoples’ Day! Today we recognize the rich cultures, histories, and contributions of Indigenous communities. May we continue learning, honoring, and supporting efforts to preserve their heritage. #IndigenousPeoplesDay
About Me
Prior to her career in reverse mortgages, Rebecca worked as a Marketing Director for an in-home care company in Washington, covering the Puget Sound area. In 2012, her passion for helping seniors led her to start a non-profit organization, Aging Smart Educational Workshops. She currently works as a Reverse Mortgage Consultant at Longbridge Financial.Outside of work, Rebecca enjoys directing plays, painting, and watching her son grow up. She holds a BFA in Communication Arts from Pacific Lutheran University in Tacoma, Washington.Branch Address: 4423 Pt. Fosdick Dr Ste 100-12, Gig Harbor, WA 98335; Branch NMLS #: 2386901; Phone #: 253-509-2340