Your Hometown Reverse Mortgage Consultant residing in Clarkesville, GA
Your Hometown Reverse Mortgage Consultant residing in Clarkesville,
GA
Licensed in Alabama, South Carolina, Georgia and Florida
Robert Parker, CRMP
Your Hometown Reverse Mortgage Consultant residing in Clarkesville, GA
Your Hometown Reverse Mortgage Consultant residing in Clarkesville,
GA
Licensed in Alabama, South Carolina, Georgia and Florida
I’m proud to work with a company focused on one thing: educating seniors about reverse mortgages to help them unlock the power of their homes and live a more comfortable retirement.
Your Starting Point to Reverse Mortgages
COMMON MISCONCEPTIONS
MYTH: Taxes have to be paid on money received from a reverse mortgage.
Nope! Proceeds from a reverse mortgage are not considered income, and are therefore not income taxable. The money from a reverse mortgage comes from your home’s equity, which already belongs to you, so it’s not considered income. Plus, the interest on a reverse mortgage can be tax-deductible when it’s repaid.*
MYTH: Your heirs can’t inherit the home with a reverse mortgage.
Nope! You will still be able to pass the home on to your kids. Just like any other mortgage, they can inherit the house. When the loan becomes due, they can decide how to repay the loan balance.
MYTH: Reverse mortgages should only be used as a last resort.
That’s incorrect! A reverse mortgage is a powerful financial tool that can be an important part of your overall financial plan. From paying off an existing mortgage to delaying Social Security benefits*, or even establishing an emergency line of credit, it’s a flexible product that gives you options.
MYTH: A reverse mortgage interferes with Social Security and Medicare benefits.
False! Government entitled programs such as Social Security and Medicare are generally not affected by a reverse mortgage – however, need-based programs such as Medicaid may be. Consult a qualified financial advisor or the appropriate government agency to learn more.
MYTH: Reverse mortgages are expensive.
Here’s the truth – reverse mortgage loan origination costs and interest rates are comparable to those of traditional mortgages. They do not require large out-of-pocket expenses. There are FHA insurance costs that some traditional mortgages don’t require, but the cost is relatively small.
MYTH: With a reverse mortgage, the bank takes your home.
That’s false! With a reverse mortgage, the homeowner keeps the title to the home in their name, provided they meet their loan obligations, keeping current with property taxes, insurance, and maintenance. The lender simply adds a lien onto the title to guarantee that the money will eventually be paid back when the loan becomes due.
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Featured Video
Reverse Mortgage Success Story
"The line of credit is one of the best aspects of the reverse mortgage." Longbridge borrower, Steve, shares his story how he found peace of mind with a reverse mortgage.
Let’s Get Social
You’ve helped a client achieve a successful outcome. How do you turn that experience into a story that opens new doors? Join us for “Integrating Business-to-Business Concepts” to explore how to identify opportunities, educate clients, and communicate results in ways that help generate future business. 📅 November 18 @ 12 PM ET / 9 AM PT 👉 Join the conversation: https://attendee.gotowebinar.com/register/3009375877407884122?source=Loan+Officer #RealEstate #Realtors #RealEstateProfessionals #RealEstateBusiness #LongbridgeFinancial
Does a Reverse Mortgage Affect Social Security Benefits?
If you’re a homeowner planning for retirement, you may be wondering: Does a reverse mortgage affect Social Security? Our recent article breaks down what older homeowners should know, including how reverse mortgage proceeds are treated and why timing can matter when planning for retirement. Read the full article: https://longbridge-financial.com/blog/reverse-mortgages/does-a-reverse-mortgage-affect-social-security/?agent=1 #ReverseMortgage #SocialSecurity #SocialSecurityBenefits #Longbridge #LongbridgeFinancial
The year is winding down. Are your clients’ tax strategies ready? Recent tax law changes have reshaped the planning landscape, and your clients are counting on you to help them recognize potential obstacles and identify which strategies to focus on before year-end. Jeff Rattiner, CPA, CFP®, MBA, of JR Financial Group, Inc., can help. Join our next CE-eligible webinar to hear his strategies for capitalizing on key year-end tax opportunities and identifying critical exposures. 🎓 Year-End Tax Planning Strategies: It’s Not Too Late! 📅 Tuesday, November 17 | 10 AM PT | 1 PM ET Learn more: https://attendee.gotowebinar.com/register/2447293439978044507?source=LoanOfficer #TaxPlanning #LongbridgeFinancial #webinar #CFP #CFPprofessional #FinancialProfessional #CEcredit #CEwebinar #FinancialPlanning #FinancialAdvisor #RetirementPlanning
Section 179 deductions. Like-kind exchanges. Expense acceleration. Basis adjustment. If you’re a financial advisor, these are all strategies worth understanding before 2026 comes to a close. On November 17, Jeff Rattiner, CPA, CFP®, MBA, of JR Financial Group, Inc. will show you how to finish the year strong and hit the ground running in 2027. You’ll walk away ready to: ✅ Capitalize on key year-end tax opportunities ✅ Identify critical exposures ✅ Implement Practical tax reduction strategies to address unique client challenges Register now for this CE-eligible session: https://attendee.gotowebinar.com/register/2447293439978044507?source=LoanOfficer #TaxPlanning #LongbridgeFinancial #webinar #CFP #CFPprofessional #FinancialProfessional #CEcredit #CEwebinar #FinancialPlanning #FinancialAdvisor #RetirementPlanning
An important part of the reverse mortgage process is independent counseling with a HUD-approved counselor. Before applying, counseling gives you an opportunity to learn how a reverse mortgage works, understand your options, and get answers to your questions before deciding how you’d like to move forward. Knowing what to expect can help you feel more informed and confident about your next steps. ➡️ Read our guide to reverse mortgage counseling: https://longbridge-financial.com/blog/reverse-mortgages/reverse-mortgage-counseling-explained-what-to-expect-before-you-apply/ #ReverseMortgage #ThePowerOfHome #HomeEquity #KnowBeforeYouApply #LongbridgeFinancial #Longbridge
There’s still time to help your clients lower their 2026 income tax liability. The final months of the year bring unique opportunities to address deficiencies, finish the year strong, and hit the ground running in 2027. Join our upcoming CE-eligible webinar to learn how to learn how to capitalize on key year-end tax opportunities, identify critical exposures, and implement practical tax reduction strategies to address unique client challenges. 💻 Year-End Tax Planning Strategies: It’s Not Too Late! ⏰ Tuesday, November 17 | 10 AM PT | 1 PM ET Save your seat: https://attendee.gotowebinar.com/register/2447293439978044507?source=LoanOfficer #TaxPlanning #LongbridgeFinancial #webinar #CFP #CFPprofessional #FinancialProfessional #CEcredit #CEwebinar #FinancialPlanning #FinancialAdvisor #RetirementPlanning
You’ve helped a client achieve a successful outcome. How do you turn that experience into a story that opens new doors? Join us for “Integrating Business-to-Business Concepts” to explore how to identify opportunities, educate clients, and communicate results in ways that help generate future business. 📅 November 18 @ 12 PM ET / 9 AM PT 👉 Join the conversation: https://attendee.gotowebinar.com/register/3009375877407884122?source=Loan+Officer #RealEstate #Realtors #RealEstateProfessionals #RealEstateBusiness #LongbridgeFinancial
Does a Reverse Mortgage Affect Social Security Benefits?
If you’re a homeowner planning for retirement, you may be wondering: Does a reverse mortgage affect Social Security? Our recent article breaks down what older homeowners should know, including how reverse mortgage proceeds are treated and why timing can matter when planning for retirement. Read the full article: https://longbridge-financial.com/blog/reverse-mortgages/does-a-reverse-mortgage-affect-social-security/?agent=1 #ReverseMortgage #SocialSecurity #SocialSecurityBenefits #Longbridge #LongbridgeFinancial
The year is winding down. Are your clients’ tax strategies ready? Recent tax law changes have reshaped the planning landscape, and your clients are counting on you to help them recognize potential obstacles and identify which strategies to focus on before year-end. Jeff Rattiner, CPA, CFP®, MBA, of JR Financial Group, Inc., can help. Join our next CE-eligible webinar to hear his strategies for capitalizing on key year-end tax opportunities and identifying critical exposures. 🎓 Year-End Tax Planning Strategies: It’s Not Too Late! 📅 Tuesday, November 17 | 10 AM PT | 1 PM ET Learn more: https://attendee.gotowebinar.com/register/2447293439978044507?source=LoanOfficer #TaxPlanning #LongbridgeFinancial #webinar #CFP #CFPprofessional #FinancialProfessional #CEcredit #CEwebinar #FinancialPlanning #FinancialAdvisor #RetirementPlanning
Section 179 deductions. Like-kind exchanges. Expense acceleration. Basis adjustment. If you’re a financial advisor, these are all strategies worth understanding before 2026 comes to a close. On November 17, Jeff Rattiner, CPA, CFP®, MBA, of JR Financial Group, Inc. will show you how to finish the year strong and hit the ground running in 2027. You’ll walk away ready to: ✅ Capitalize on key year-end tax opportunities ✅ Identify critical exposures ✅ Implement Practical tax reduction strategies to address unique client challenges Register now for this CE-eligible session: https://attendee.gotowebinar.com/register/2447293439978044507?source=LoanOfficer #TaxPlanning #LongbridgeFinancial #webinar #CFP #CFPprofessional #FinancialProfessional #CEcredit #CEwebinar #FinancialPlanning #FinancialAdvisor #RetirementPlanning
An important part of the reverse mortgage process is independent counseling with a HUD-approved counselor. Before applying, counseling gives you an opportunity to learn how a reverse mortgage works, understand your options, and get answers to your questions before deciding how you’d like to move forward. Knowing what to expect can help you feel more informed and confident about your next steps. ➡️ Read our guide to reverse mortgage counseling: https://longbridge-financial.com/blog/reverse-mortgages/reverse-mortgage-counseling-explained-what-to-expect-before-you-apply/ #ReverseMortgage #ThePowerOfHome #HomeEquity #KnowBeforeYouApply #LongbridgeFinancial #Longbridge
There’s still time to help your clients lower their 2026 income tax liability. The final months of the year bring unique opportunities to address deficiencies, finish the year strong, and hit the ground running in 2027. Join our upcoming CE-eligible webinar to learn how to learn how to capitalize on key year-end tax opportunities, identify critical exposures, and implement practical tax reduction strategies to address unique client challenges. 💻 Year-End Tax Planning Strategies: It’s Not Too Late! ⏰ Tuesday, November 17 | 10 AM PT | 1 PM ET Save your seat: https://attendee.gotowebinar.com/register/2447293439978044507?source=LoanOfficer #TaxPlanning #LongbridgeFinancial #webinar #CFP #CFPprofessional #FinancialProfessional #CEcredit #CEwebinar #FinancialPlanning #FinancialAdvisor #RetirementPlanning
About Me
Hello, I am your local Reverse Mortgage Professional. I am honored to be working with the senior community. I have several years of experience in the reverse mortgage space, focusing on Home Equity Conversion Mortgages. I am committed to helping seniors find better retirement solutions and am excited to bring my honesty, compassion and education to senior homeowners. I bring an in-depth understanding of the reverse mortgage process and how the loan works.
Georgia Residential Mortgage Licensee No. #44082; Originator License No. 32377. Branch Address: 137 E Morgan Street Unit A, Clarkesville, GA 30523; Branch NMLS #: 2474486; Phone #: 551-264-5494