Your Hometown Reverse Mortgage Consultant residing in Clarkesville, GA
Your Hometown Reverse Mortgage Consultant residing in Clarkesville,
GA
Licensed in Alabama, South Carolina, Georgia and Florida
Robert Parker, CRMP
Your Hometown Reverse Mortgage Consultant residing in Clarkesville, GA
Your Hometown Reverse Mortgage Consultant residing in Clarkesville,
GA
Licensed in Alabama, South Carolina, Georgia and Florida
I’m proud to work with a company focused on one thing: educating seniors about reverse mortgages to help them unlock the power of their homes and live a more comfortable retirement.
Your Starting Point to Reverse Mortgages
COMMON MISCONCEPTIONS
MYTH: Taxes have to be paid on money received from a reverse mortgage.
Nope! Proceeds from a reverse mortgage are not considered income, and are therefore not income taxable. The money from a reverse mortgage comes from your home’s equity, which already belongs to you, so it’s not considered income. Plus, the interest on a reverse mortgage can be tax-deductible when it’s repaid.*
MYTH: Your heirs can’t inherit the home with a reverse mortgage.
Nope! You will still be able to pass the home on to your kids. Just like any other mortgage, they can inherit the house. When the loan becomes due, they can decide how to repay the loan balance.
MYTH: Reverse mortgages should only be used as a last resort.
That’s incorrect! A reverse mortgage is a powerful financial tool that can be an important part of your overall financial plan. From paying off an existing mortgage to delaying Social Security benefits*, or even establishing an emergency line of credit, it’s a flexible product that gives you options.
MYTH: A reverse mortgage interferes with Social Security and Medicare benefits.
False! Government entitled programs such as Social Security and Medicare are generally not affected by a reverse mortgage – however, need-based programs such as Medicaid may be. Consult a qualified financial advisor or the appropriate government agency to learn more.
MYTH: Reverse mortgages are expensive.
Here’s the truth – reverse mortgage loan origination costs and interest rates are comparable to those of traditional mortgages. They do not require large out-of-pocket expenses. There are FHA insurance costs that some traditional mortgages don’t require, but the cost is relatively small.
MYTH: With a reverse mortgage, the bank takes your home.
That’s false! With a reverse mortgage, the homeowner keeps the title to the home in their name, provided they meet their loan obligations, keeping current with property taxes, insurance, and maintenance. The lender simply adds a lien onto the title to guarantee that the money will eventually be paid back when the loan becomes due.
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Featured Video
Reverse Mortgage Success Story
"The line of credit is one of the best aspects of the reverse mortgage." Longbridge borrower, Steve, shares his story how he found peace of mind with a reverse mortgage.
Let’s Get Social
[LAST CHANCE TO REGISTER] 📅 Our next CE webinar is happening Wednesday, August 26 — you don’t want to miss it! Learn more and get registered: https://attendee.gotowebinar.com/register/2706127271159578201?source=NFS+LO #Longbridge #LongbridgeFinancial #webinar #CFP #CFPprofessional #FinancialProfessional #CEcredit #CEwebinar #FinancialPlanning #FinancialAdvisor #EstatePlanning #RetirementPlanning
✨This fall, there’s a Platinum option for everyone. 🏠 Whether you’re looking to maximize cash for today, create a safety net for tomorrow, or preserve equity for the future, our suite of Platinum products is built with you and your goals in mind. With competitive rates and higher loan limits, it’s a great fit for homeowners looking to flexibly tap into their home equity to achieve their current—and future—financial goals. ➡️ Ready to see which Platinum product the right fit for you? Explore your options now: https://longbridge-financial.com/reverse-mortgage/reverse-mortgage-products/longbridge-platinum/?agent=1 #PlatinumForEveryone #FinancialFlexibility #HomeEquity #LongbridgeFinancial #Longbridge #PlatinumbyLongbridge #Platinum #JumboReverseMortgage #ReverseMortgage #ProprietaryReverseMortgage
Long-Term Care Planning Month is the perfect opportunity to start preparing a robust plan for your future care needs—no matter what stage of life you’re in. 💙 Planning ahead empowers you to make informed decisions and provides peace of mind for you and your loved ones, both now and in the future. #LongTermCarePlanningMonth #Longbridge #LongbridgeFinancial
What Happens During a Reverse Mortgage Appraisal?
Thinking about a reverse mortgage? 🏡 The appraisal is an important step that does much more than determine your home's value. It helps confirm the property meets loan requirements and plays a role in determining how much you may be able to borrow. Our latest blog explains what happens during the appraisal, who chooses the appraiser, and what homeowners can expect from start to finish. Read the article: https://longbridge-financial.com/blog/reverse-mortgages/the-appraisal-process-what-to-expect-and-why-it-matters-for-your-reverse-mortgage/?agent=1 #ReverseMortgage #HomeEquity #RetirementPlanning #Longbridge #LongbridgeFinancial
💡 FINANCIAL PROFESSIONALS 💡 Join us August 26 for our next CE webinar featuring Martin M. Shenkman, CPA, MBA, JD, PFS, AEP (Distinguished), Partner at Shenkman Tietz, LLP. Martin will share practical strategies to help advisors identify planning gaps, ask better questions, and collaborate more effectively with estate planning attorneys and CPAs — and much more! 🖥️ Register now: https://attendee.gotowebinar.com/register/2706127271159578201?source=NFS+LO #Longbridge #LongbridgeFinancial #webinar #CFP #CFPprofessional #FinancialProfessional #CEcredit #CEwebinar #FinancialPlanning #FinancialAdvisor #EstatePlanning #RetirementPlanning
Keeping Your Garden Vibrant for Autumn
Is Your Garden Ready for Autumn? 🍂 Transform your garden into a vibrant and resilient feature! Whether you’re an experienced gardener or just getting started, understanding how to care for your garden during this transitional period can make all the difference in bringing joy and beauty to your outdoor oasis. 🍁 🔗 We’re sharing tips and tricks to achieve beautiful growth you can be proud of: https://longbridge-financial.com/blog/reverse-mortgages/keeping-your-garden-vibrant-for-autumn/ #FallGardening #Staycation #AutumnLiving #HomeImprovement #ChangingSeasons #LongbridgeFinancial #Longbridge
[LAST CHANCE TO REGISTER] 📅 Our next CE webinar is happening Wednesday, August 26 — you don’t want to miss it! Learn more and get registered: https://attendee.gotowebinar.com/register/2706127271159578201?source=NFS+LO #Longbridge #LongbridgeFinancial #webinar #CFP #CFPprofessional #FinancialProfessional #CEcredit #CEwebinar #FinancialPlanning #FinancialAdvisor #EstatePlanning #RetirementPlanning
✨This fall, there’s a Platinum option for everyone. 🏠 Whether you’re looking to maximize cash for today, create a safety net for tomorrow, or preserve equity for the future, our suite of Platinum products is built with you and your goals in mind. With competitive rates and higher loan limits, it’s a great fit for homeowners looking to flexibly tap into their home equity to achieve their current—and future—financial goals. ➡️ Ready to see which Platinum product the right fit for you? Explore your options now: https://longbridge-financial.com/reverse-mortgage/reverse-mortgage-products/longbridge-platinum/?agent=1 #PlatinumForEveryone #FinancialFlexibility #HomeEquity #LongbridgeFinancial #Longbridge #PlatinumbyLongbridge #Platinum #JumboReverseMortgage #ReverseMortgage #ProprietaryReverseMortgage
Long-Term Care Planning Month is the perfect opportunity to start preparing a robust plan for your future care needs—no matter what stage of life you’re in. 💙 Planning ahead empowers you to make informed decisions and provides peace of mind for you and your loved ones, both now and in the future. #LongTermCarePlanningMonth #Longbridge #LongbridgeFinancial
What Happens During a Reverse Mortgage Appraisal?
Thinking about a reverse mortgage? 🏡 The appraisal is an important step that does much more than determine your home's value. It helps confirm the property meets loan requirements and plays a role in determining how much you may be able to borrow. Our latest blog explains what happens during the appraisal, who chooses the appraiser, and what homeowners can expect from start to finish. Read the article: https://longbridge-financial.com/blog/reverse-mortgages/the-appraisal-process-what-to-expect-and-why-it-matters-for-your-reverse-mortgage/?agent=1 #ReverseMortgage #HomeEquity #RetirementPlanning #Longbridge #LongbridgeFinancial
💡 FINANCIAL PROFESSIONALS 💡 Join us August 26 for our next CE webinar featuring Martin M. Shenkman, CPA, MBA, JD, PFS, AEP (Distinguished), Partner at Shenkman Tietz, LLP. Martin will share practical strategies to help advisors identify planning gaps, ask better questions, and collaborate more effectively with estate planning attorneys and CPAs — and much more! 🖥️ Register now: https://attendee.gotowebinar.com/register/2706127271159578201?source=NFS+LO #Longbridge #LongbridgeFinancial #webinar #CFP #CFPprofessional #FinancialProfessional #CEcredit #CEwebinar #FinancialPlanning #FinancialAdvisor #EstatePlanning #RetirementPlanning
Keeping Your Garden Vibrant for Autumn
Is Your Garden Ready for Autumn? 🍂 Transform your garden into a vibrant and resilient feature! Whether you’re an experienced gardener or just getting started, understanding how to care for your garden during this transitional period can make all the difference in bringing joy and beauty to your outdoor oasis. 🍁 🔗 We’re sharing tips and tricks to achieve beautiful growth you can be proud of: https://longbridge-financial.com/blog/reverse-mortgages/keeping-your-garden-vibrant-for-autumn/ #FallGardening #Staycation #AutumnLiving #HomeImprovement #ChangingSeasons #LongbridgeFinancial #Longbridge
About Me
Hello, I am your local Reverse Mortgage Professional. I am honored to be working with the senior community. I have several years of experience in the reverse mortgage space, focusing on Home Equity Conversion Mortgages. I am committed to helping seniors find better retirement solutions and am excited to bring my honesty, compassion and education to senior homeowners. I bring an in-depth understanding of the reverse mortgage process and how the loan works.
Georgia Residential Mortgage Licensee No. #44082; Originator License No. 32377. Branch Address: 137 E Morgan Street Unit A, Clarkesville, GA 30523; Branch NMLS #: 2474486; Phone #: 551-264-5494