Your Hometown Reverse Mortgage Consultant based in Clarkesville, GA
Your Hometown Reverse Mortgage Consultant based in Clarkesville,
GA
Licensed in Georgia, Florida
Robert Parker, CRMP
Your Hometown Reverse Mortgage Consultant based in Clarkesville, GA
Your Hometown Reverse Mortgage Consultant based in Clarkesville,
GA
Licensed in Georgia, Florida
I’m proud to work with a company focused on one thing: educating seniors about reverse mortgages to help them unlock the power of their homes and live a more comfortable retirement.
Your Starting Point to Reverse Mortgages
COMMON MISCONCEPTIONS
MYTH: Taxes have to be paid on money received from a reverse mortgage.
Nope! Proceeds from a reverse mortgage are not considered income, and are therefore not taxable. The money from a reverse mortgage comes from your home’s equity, which already belongs to you, so it’s not considered income. Plus, the interest on a reverse mortgage can be tax-deductible when it’s repaid.
MYTH: Your heirs can’t inherit the home with a reverse mortgage.
Nope! You will still be able to pass the home on to your kids. Just like any other mortgage, they can inherit the house. When the loan becomes due, they can decide how to repay the loan balance.
MYTH: Reverse mortgages should only be used as a last resort.
That’s incorrect! A reverse mortgage is a powerful financial tool that can be an important part of your overall financial plan. From paying off an existing mortgage to delaying Social Security benefits, or even establishing an emergency line of credit, it’s a flexible product that gives you options.
MYTH: A reverse mortgage interferes with Social Security and Medicare benefits.
False! Government entitled programs such as Social Security and Medicare are not affected by a reverse mortgage – however, need-based programs such as Medicaid may be. Consult a qualified financial advisor to learn more.
MYTH: Reverse mortgages are expensive.
Here’s the truth – reverse mortgage loan origination costs and interest rates are comparable to those of traditional mortgages. They do not require large out-of-pocket expenses. There are FHA insurance costs that some traditional mortgages don’t require, but the insurance benefits are well worth the relatively small cost.
MYTH: With a reverse mortgage, the bank takes your home.
That’s false! With a reverse mortgage, the homeowner keeps the title to the home in their name. The lender simply adds a lien onto the title to guarantee that the money will eventually be paid back when the loan becomes due.
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Featured Video
Reverse Mortgage Success Story
"The line of credit is one of the best aspects of the reverse mortgage." Longbridge borrower, Steve, shares his story how he found peace of mind with a reverse mortgage.
Let’s Get Social
Why Customer Reviews Matter When Choosing a Reverse Mortgage Lender
⭐ Deciding on a reverse mortgage is a significant step—but equally important is selecting the right lender. Customer reviews offer valuable insights into service, transparency, and experiences, helping guide the decision-making process. Read our latest blog to discover how reviews can make all the difference: https://longbridge-financial.com/blog/reverse-mortgages/why-reviews-matter-when-choosing-a-reverse-mortgage-lender/ #Longbridge #LongbridgeFinancial #blog #ReverseMortgage #CustomerReviews
⏳ Last Chance to Register! ⏳ A new administration means new financial planning challenges—are you ready? Join Jeff Rattiner, CPA, CFP, MBA, President and CEO of JR Financial Group, in our latest CE webinar for must-know strategies to guide your clients through the next four years and beyond. 🔗 Get registered >> https://attendee.gotowebinar.com/register/5350492303960274526?source=LoanOfficer #Longbridge #LongbridgeFinancial #webinar #FinancialProfessional #CEcredit #financialplanning
🚨 New research alert! 🚨 We’ve teamed up with HousingWire to uncover insights into Reverse for Purchase, a game-changing home financing solution for seniors. Did you know only 33% of real estate and mortgage professionals frequently discuss this powerful tool with their clients? Don’t miss out on this growing opportunity—learn how Reverse for Purchase can benefit your business and help seniors get the home they really want. Access the Report 👉 https://www.housingwire.com/addressing-the-lack-of-understanding-around-reverse-for-purchase/?utm_source=partnership&utm_medium=lbf_social&utm_campaign=hw_h4p_gated_content #ReverseForPurchase #ReverseMortgage #RealEstate #MortgageProfessionals #SeniorHomebuyers #Longbridge #HousingWire
Financial Pros >> Stay Ahead of the Curve and Earn CE Credit 📝 The financial world is changing fast—are your strategies keeping up? Join Jeff Rattiner, CPA, CFP®️, MBA, for a webinar designed to equip you with the tools and insights to navigate today’s rapidly evolving environment. Register now for this informative session to gain insights into strategies that can help you better prepare your clients for the road ahead! ⏳Don’t miss out! https://attendee.gotowebinar.com/register/5350492303960274526?source=LoanOfficer #Longbridge #LongbridgeFinancial #webinar #FinancialProfessional #CEcredit #financialplanning
Join me in celebrating National Reverse Mortgage Day! 🏡 It’s the perfect opportunity to explore how a reverse mortgage can empower your financial future. Whether you’re looking to boost retirement, fund your goals, or build a “rainy day fund,” a reverse mortgage can be the key to unlocking your home’s potential. #NationalReverseMortgageDay #HomeEquity #Longbridge
Remodeling industry could benefit from focus on aging in place
While the remodeling industry has faced headwinds from higher costs and economic uncertainty, there’s a bright spot: rising demand for homes with aging in place features. Rising costs aren’t stopping homeowners from investing in aging-in-place designs. They want homes built for lifelong living—and builders certified in accessibility and future-proofing have the edge. If you’re in the remodeling or home building industry, reverse mortgages can help the homeowners you work with access the funds they need to make age-related upgrades—or even supersize their purchasing power to afford an aging-ready home. I’d love to connect with you and share more about this game-changing financial tool! #Longbridge #LongbridgeFinancial #ReverseMortgage #AgingInPlace #HomeBuilding #RemodelingTrends #HousingWire
Why Customer Reviews Matter When Choosing a Reverse Mortgage Lender
⭐ Deciding on a reverse mortgage is a significant step—but equally important is selecting the right lender. Customer reviews offer valuable insights into service, transparency, and experiences, helping guide the decision-making process. Read our latest blog to discover how reviews can make all the difference: https://longbridge-financial.com/blog/reverse-mortgages/why-reviews-matter-when-choosing-a-reverse-mortgage-lender/ #Longbridge #LongbridgeFinancial #blog #ReverseMortgage #CustomerReviews
⏳ Last Chance to Register! ⏳ A new administration means new financial planning challenges—are you ready? Join Jeff Rattiner, CPA, CFP, MBA, President and CEO of JR Financial Group, in our latest CE webinar for must-know strategies to guide your clients through the next four years and beyond. 🔗 Get registered >> https://attendee.gotowebinar.com/register/5350492303960274526?source=LoanOfficer #Longbridge #LongbridgeFinancial #webinar #FinancialProfessional #CEcredit #financialplanning
🚨 New research alert! 🚨 We’ve teamed up with HousingWire to uncover insights into Reverse for Purchase, a game-changing home financing solution for seniors. Did you know only 33% of real estate and mortgage professionals frequently discuss this powerful tool with their clients? Don’t miss out on this growing opportunity—learn how Reverse for Purchase can benefit your business and help seniors get the home they really want. Access the Report 👉 https://www.housingwire.com/addressing-the-lack-of-understanding-around-reverse-for-purchase/?utm_source=partnership&utm_medium=lbf_social&utm_campaign=hw_h4p_gated_content #ReverseForPurchase #ReverseMortgage #RealEstate #MortgageProfessionals #SeniorHomebuyers #Longbridge #HousingWire
Financial Pros >> Stay Ahead of the Curve and Earn CE Credit 📝 The financial world is changing fast—are your strategies keeping up? Join Jeff Rattiner, CPA, CFP®️, MBA, for a webinar designed to equip you with the tools and insights to navigate today’s rapidly evolving environment. Register now for this informative session to gain insights into strategies that can help you better prepare your clients for the road ahead! ⏳Don’t miss out! https://attendee.gotowebinar.com/register/5350492303960274526?source=LoanOfficer #Longbridge #LongbridgeFinancial #webinar #FinancialProfessional #CEcredit #financialplanning
Join me in celebrating National Reverse Mortgage Day! 🏡 It’s the perfect opportunity to explore how a reverse mortgage can empower your financial future. Whether you’re looking to boost retirement, fund your goals, or build a “rainy day fund,” a reverse mortgage can be the key to unlocking your home’s potential. #NationalReverseMortgageDay #HomeEquity #Longbridge
Remodeling industry could benefit from focus on aging in place
While the remodeling industry has faced headwinds from higher costs and economic uncertainty, there’s a bright spot: rising demand for homes with aging in place features. Rising costs aren’t stopping homeowners from investing in aging-in-place designs. They want homes built for lifelong living—and builders certified in accessibility and future-proofing have the edge. If you’re in the remodeling or home building industry, reverse mortgages can help the homeowners you work with access the funds they need to make age-related upgrades—or even supersize their purchasing power to afford an aging-ready home. I’d love to connect with you and share more about this game-changing financial tool! #Longbridge #LongbridgeFinancial #ReverseMortgage #AgingInPlace #HomeBuilding #RemodelingTrends #HousingWire
About Me
Hello, I am your local Reverse Mortgage Professional. I am honored to be working with the senior community. I have several years of experience in the reverse mortgage space, focusing on Home Equity Conversion Mortgages. I am committed to helping seniors find better retirement solutions and am excited to bring my honesty, compassion and education to senior homeowners. I bring an in-depth understanding of the reverse mortgage process and how the loan works.
Georgia Residential Mortgage Licensee No. #44082; Originator License No. 32377. Branch Address: 137 E Morgan Street Unit A, Clarkesville, GA 30523; Branch NMLS #: 2474486; Phone #: 551-264-5494