Your Hometown Reverse Mortgage Consultant residing in Clarkesville, GA
Your Hometown Reverse Mortgage Consultant residing in Clarkesville,
GA
Licensed in Alabama, South Carolina, Georgia and Florida
Robert Parker, CRMP
Your Hometown Reverse Mortgage Consultant residing in Clarkesville, GA
Your Hometown Reverse Mortgage Consultant residing in Clarkesville,
GA
Licensed in Alabama, South Carolina, Georgia and Florida
I’m proud to work with a company focused on one thing: educating seniors about reverse mortgages to help them unlock the power of their homes and live a more comfortable retirement.
Your Starting Point to Reverse Mortgages
COMMON MISCONCEPTIONS
MYTH: Taxes have to be paid on money received from a reverse mortgage.
Nope! Proceeds from a reverse mortgage are not considered income, and are therefore not income taxable. The money from a reverse mortgage comes from your home’s equity, which already belongs to you, so it’s not considered income. Plus, the interest on a reverse mortgage can be tax-deductible when it’s repaid.*
MYTH: Your heirs can’t inherit the home with a reverse mortgage.
Nope! You will still be able to pass the home on to your kids. Just like any other mortgage, they can inherit the house. When the loan becomes due, they can decide how to repay the loan balance.
MYTH: Reverse mortgages should only be used as a last resort.
That’s incorrect! A reverse mortgage is a powerful financial tool that can be an important part of your overall financial plan. From paying off an existing mortgage to delaying Social Security benefits*, or even establishing an emergency line of credit, it’s a flexible product that gives you options.
MYTH: A reverse mortgage interferes with Social Security and Medicare benefits.
False! Government entitled programs such as Social Security and Medicare are generally not affected by a reverse mortgage – however, need-based programs such as Medicaid may be. Consult a qualified financial advisor or the appropriate government agency to learn more.
MYTH: Reverse mortgages are expensive.
Here’s the truth – reverse mortgage loan origination costs and interest rates are comparable to those of traditional mortgages. They do not require large out-of-pocket expenses. There are FHA insurance costs that some traditional mortgages don’t require, but the cost is relatively small.
MYTH: With a reverse mortgage, the bank takes your home.
That’s false! With a reverse mortgage, the homeowner keeps the title to the home in their name, provided they meet their loan obligations, keeping current with property taxes, insurance, and maintenance. The lender simply adds a lien onto the title to guarantee that the money will eventually be paid back when the loan becomes due.
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Featured Video
Reverse Mortgage Success Story
"The line of credit is one of the best aspects of the reverse mortgage." Longbridge borrower, Steve, shares his story how he found peace of mind with a reverse mortgage.
Let’s Get Social
What if your professional relationships could help you create more real estate opportunities — without simply adding more hours to your day? Join Billy Van Raaphorst of Buffini & Company and Rob Cooper of Longbridge Financial for the first conversation in The Business Behind the Business webinar series. Relational vs. Transactional Real Estate 📅 September 16 ⏰ 12 PM ET | 9 AM PT Explore why relationship-driven businesses have greater potential for long-term growth and how the right partner network can help multiply your time and ROI. 👉 Register here: https://attendee.gotowebinar.com/register/3009375877407884122?source=Loan+Officer #RealEstate #RealEstateAgents #RealEstateBusiness #RelationshipBuilding #LongbridgeFinancial #Longbridge
Living Fully, Living Well: Embracing Healthy Aging Month
🌿 September is Healthy Aging Month! 🌿 Growing older doesn’t have to mean slowing down—it’s a chance to embrace new strategies for staying healthy and prepared for the years ahead. From keeping active and eating right to nurturing relationships and prioritizing financial wellness, every choice adds up to a stronger, healthier you. Explore tips for healthy aging in our blog: https://longbridge-financial.com/blog/senior-health/living-fully-living-well-embracing-healthy-aging-month/?agent=1 #HealthyAgingMonth #HealthyAging #HealthyChoices #AgingGracefully #retirement #Longbridge #LongbridgeFinancial
🏡 In real estate, the relationships you build can be just as important as the transactions you close. Join Billy Van Raaphorst, Director of Training and Education at Buffini & Company, and Rob Cooper, National Purchase & Builder Sales Leader at Longbridge Financial, for “The Business Behind the Business” — a three-part webinar series created for real estate professionals. Billy and Rob will explore how to build stronger business relationships, create greater value for clients, and develop a network of trusted partners that can become a consistent source of opportunity. 📅 September 16: Relational vs. Transactional Real Estate 📅 October 21: Working Together to Support Clients 📅 November 18: Integrating Business-to-Business Concepts All sessions begin at 12 PM ET | 9 AM PT. Three conversations. One goal: build a business that grows because of the relationships you build — not just the transactions you close. 👉 Register for the series: https://attendee.gotowebinar.com/register/3009375877407884122?source=Loan+Officer #RealEstate #RealEstateProfessionals #RealEstateBusiness #BusinessRelationships #LongbridgeFinancial #Longbridge
For older adults in retirement, life’s turning points can have meaningful impacts—sometimes in unpredictable ways. Whether your clients are experiencing changes in health needs to family shifts or the passing of a spouse, financial stability becomes critical during times of transition. From proprietary Platinum products that offer flexibility and higher loan amounts to smart HECM loan solutions, together, we can give your clients the ability to face life’s changes with confidence and peace of mind. 🏡🍂 #LifeTransitions #ReverseMortgage #RetirementSolutions #HomeEquity #Longbridge #LongbridgeFinancial
Did you know a reverse mortgage can be used to help your clients buy a new home? 🏡💡 Reverse for Purchase financing allows seniors ages 62 and above to purchase a new home using proceeds from a reverse mortgage. This innovative homebuying solution gives your clients the ability to “right-size” to a new home based on their individual goals and lifestyle—without compromising their financial security. Whether it’s downsizing, relocating closer to family, or finding a more accessible home, older adults can utilize Reverse for Purchase to make a move that truly works for them. 🤝 Connect with me to learn more! #ReverseForPurchase #HomeEquity #RetirementPlanning #ReverseMortgage #Longbridge #LongbridgeFinancial
[LAST CHANCE TO REGISTER] 📅 Our next CE webinar is happening Wednesday, August 26 — you don’t want to miss it! Learn more and get registered: https://attendee.gotowebinar.com/register/2706127271159578201?source=NFS+LO #Longbridge #LongbridgeFinancial #webinar #CFP #CFPprofessional #FinancialProfessional #CEcredit #CEwebinar #FinancialPlanning #FinancialAdvisor #EstatePlanning #RetirementPlanning
What if your professional relationships could help you create more real estate opportunities — without simply adding more hours to your day? Join Billy Van Raaphorst of Buffini & Company and Rob Cooper of Longbridge Financial for the first conversation in The Business Behind the Business webinar series. Relational vs. Transactional Real Estate 📅 September 16 ⏰ 12 PM ET | 9 AM PT Explore why relationship-driven businesses have greater potential for long-term growth and how the right partner network can help multiply your time and ROI. 👉 Register here: https://attendee.gotowebinar.com/register/3009375877407884122?source=Loan+Officer #RealEstate #RealEstateAgents #RealEstateBusiness #RelationshipBuilding #LongbridgeFinancial #Longbridge
Living Fully, Living Well: Embracing Healthy Aging Month
🌿 September is Healthy Aging Month! 🌿 Growing older doesn’t have to mean slowing down—it’s a chance to embrace new strategies for staying healthy and prepared for the years ahead. From keeping active and eating right to nurturing relationships and prioritizing financial wellness, every choice adds up to a stronger, healthier you. Explore tips for healthy aging in our blog: https://longbridge-financial.com/blog/senior-health/living-fully-living-well-embracing-healthy-aging-month/?agent=1 #HealthyAgingMonth #HealthyAging #HealthyChoices #AgingGracefully #retirement #Longbridge #LongbridgeFinancial
🏡 In real estate, the relationships you build can be just as important as the transactions you close. Join Billy Van Raaphorst, Director of Training and Education at Buffini & Company, and Rob Cooper, National Purchase & Builder Sales Leader at Longbridge Financial, for “The Business Behind the Business” — a three-part webinar series created for real estate professionals. Billy and Rob will explore how to build stronger business relationships, create greater value for clients, and develop a network of trusted partners that can become a consistent source of opportunity. 📅 September 16: Relational vs. Transactional Real Estate 📅 October 21: Working Together to Support Clients 📅 November 18: Integrating Business-to-Business Concepts All sessions begin at 12 PM ET | 9 AM PT. Three conversations. One goal: build a business that grows because of the relationships you build — not just the transactions you close. 👉 Register for the series: https://attendee.gotowebinar.com/register/3009375877407884122?source=Loan+Officer #RealEstate #RealEstateProfessionals #RealEstateBusiness #BusinessRelationships #LongbridgeFinancial #Longbridge
For older adults in retirement, life’s turning points can have meaningful impacts—sometimes in unpredictable ways. Whether your clients are experiencing changes in health needs to family shifts or the passing of a spouse, financial stability becomes critical during times of transition. From proprietary Platinum products that offer flexibility and higher loan amounts to smart HECM loan solutions, together, we can give your clients the ability to face life’s changes with confidence and peace of mind. 🏡🍂 #LifeTransitions #ReverseMortgage #RetirementSolutions #HomeEquity #Longbridge #LongbridgeFinancial
Did you know a reverse mortgage can be used to help your clients buy a new home? 🏡💡 Reverse for Purchase financing allows seniors ages 62 and above to purchase a new home using proceeds from a reverse mortgage. This innovative homebuying solution gives your clients the ability to “right-size” to a new home based on their individual goals and lifestyle—without compromising their financial security. Whether it’s downsizing, relocating closer to family, or finding a more accessible home, older adults can utilize Reverse for Purchase to make a move that truly works for them. 🤝 Connect with me to learn more! #ReverseForPurchase #HomeEquity #RetirementPlanning #ReverseMortgage #Longbridge #LongbridgeFinancial
[LAST CHANCE TO REGISTER] 📅 Our next CE webinar is happening Wednesday, August 26 — you don’t want to miss it! Learn more and get registered: https://attendee.gotowebinar.com/register/2706127271159578201?source=NFS+LO #Longbridge #LongbridgeFinancial #webinar #CFP #CFPprofessional #FinancialProfessional #CEcredit #CEwebinar #FinancialPlanning #FinancialAdvisor #EstatePlanning #RetirementPlanning
About Me
Hello, I am your local Reverse Mortgage Professional. I am honored to be working with the senior community. I have several years of experience in the reverse mortgage space, focusing on Home Equity Conversion Mortgages. I am committed to helping seniors find better retirement solutions and am excited to bring my honesty, compassion and education to senior homeowners. I bring an in-depth understanding of the reverse mortgage process and how the loan works.
Georgia Residential Mortgage Licensee No. #44082; Originator License No. 32377. Branch Address: 137 E Morgan Street Unit A, Clarkesville, GA 30523; Branch NMLS #: 2474486; Phone #: 551-264-5494