Your Hometown Reverse Mortgage Consultant residing in Clarkesville, GA
Your Hometown Reverse Mortgage Consultant residing in Clarkesville,
GA
Licensed in Alabama, South Carolina, Georgia and Florida
Robert Parker, CRMP
Your Hometown Reverse Mortgage Consultant residing in Clarkesville, GA
Your Hometown Reverse Mortgage Consultant residing in Clarkesville,
GA
Licensed in Alabama, South Carolina, Georgia and Florida
I’m proud to work with a company focused on one thing: educating seniors about reverse mortgages to help them unlock the power of their homes and live a more comfortable retirement.
Your Starting Point to Reverse Mortgages
COMMON MISCONCEPTIONS
MYTH: Taxes have to be paid on money received from a reverse mortgage.
Nope! Proceeds from a reverse mortgage are not considered income, and are therefore not income taxable. The money from a reverse mortgage comes from your home’s equity, which already belongs to you, so it’s not considered income. Plus, the interest on a reverse mortgage can be tax-deductible when it’s repaid.*
MYTH: Your heirs can’t inherit the home with a reverse mortgage.
Nope! You will still be able to pass the home on to your kids. Just like any other mortgage, they can inherit the house. When the loan becomes due, they can decide how to repay the loan balance.
MYTH: Reverse mortgages should only be used as a last resort.
That’s incorrect! A reverse mortgage is a powerful financial tool that can be an important part of your overall financial plan. From paying off an existing mortgage to delaying Social Security benefits*, or even establishing an emergency line of credit, it’s a flexible product that gives you options.
MYTH: A reverse mortgage interferes with Social Security and Medicare benefits.
False! Government entitled programs such as Social Security and Medicare are generally not affected by a reverse mortgage – however, need-based programs such as Medicaid may be. Consult a qualified financial advisor or the appropriate government agency to learn more.
MYTH: Reverse mortgages are expensive.
Here’s the truth – reverse mortgage loan origination costs and interest rates are comparable to those of traditional mortgages. They do not require large out-of-pocket expenses. There are FHA insurance costs that some traditional mortgages don’t require, but the cost is relatively small.
MYTH: With a reverse mortgage, the bank takes your home.
That’s false! With a reverse mortgage, the homeowner keeps the title to the home in their name, provided they meet their loan obligations, keeping current with property taxes, insurance, and maintenance. The lender simply adds a lien onto the title to guarantee that the money will eventually be paid back when the loan becomes due.
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Featured Video
Reverse Mortgage Success Story
"The line of credit is one of the best aspects of the reverse mortgage." Longbridge borrower, Steve, shares his story how he found peace of mind with a reverse mortgage.
Let’s Get Social
Your home equity is a valuable resource—what if you could put it to work today while ensuring a lasting legacy for your heirs? 🏡 With Platinum Preserve you can! This new feature, exclusive to certain fixed-rate Platinum reverse mortgages, gives you the best of both worlds: financial flexibility today while safeguarding your estate for the future. Want to see if you’re a good fit? Learn more in our blog: https://longbridge-financial.com/blog/reverse-mortgages/introducing-platinum-preserve-a-new-way-to-secure-your-home-equity-for-the-future/?agent=1 #reversemortgage #retirement #legacyplanning #PlatinumPreserve #Longbridge #LongbridgeFinancial #blog
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Fitness is for everybody, at every age! 💪We're sharing five tips to celebrate Senior Health and Fitness Day—from fueling your body and creating a workout routine to finding ways to stay social. Head to our blog to explore how you can boost your wellness (and your wallet!): 🔗 https://longbridge-financial.com/blog/senior-health/celebrating-senior-health-fitness-day-how-staying-active-boosts-health-wellness-and-your-wallet/?agent=1 #SeniorHealthandFitnessDay #SeniorHealth #Fitness #Wellness #blog #Longbridge #LongbridgeFinancial
Home Sweet Home: Retrofitting Your Kitchen for Aging in Place
If you’ve ever wondered about how to make your home more aging-friendly for your long-term needs, you’re in luck! In this installment of our “Home Sweet Home” blog series, we’re headed to the heart of the home: the kitchen. 🔗 🏠 Check out our blog for practical tips and smart design ideas to make your kitchen safer and more comfortable as you age—and how home equity solutions can help fund them: https://longbridge-financial.com/blog/knowledge-and-advice/home-sweet-home-retrofitting-your-kitchen-for-aging-in-place/?agent=1 #HomeUpgrades #HomeModifications #Retrofitting #AgingInPlace #HomeEfficiency #KitchenRenovation #SmartLiving #HomeEquity #ReverseMortgage #LongbridgeFinancial #Longbridge #blog
It’s no secret that retirement doesn’t always go as planned. For older adults facing challenges like gray divorce, the loss of a spouse, family changes, or unexpected health needs, life’s transitions can bring financial uncertainty when stability is most critical. A reverse mortgage can offer a powerful solution: extra cash flow, the ability to remain comfortably at home, or funding for a relocation when circumstances change. Together, let’s help borrowers navigate life’s transitions with solutions that protect both their hearts and their homes. 🏡🌻 Learn more in our webzine: https://online.flippingbook.com/view/793055972/ #GrayDivorce #HomeEquitySolutions #RetirementPlanning #ReverseMortgage #LongbridgeFinancial
As the season heats up, so do the opportunities—expand your portfolio with Platinum Peak! 🎇 This recent enhancement to our Platinum product suite is designed to offer your clients MORE: more proceeds and more flexibility. And that means more opportunities for your business. In today’s challenging rate environment, Platinum Peak provides a solution that makes a real difference—for your borrowers and your bottom line. 📩 Ready to elevate your business? Let’s connect and explore how Platinum Peak can help your borrowers reach their goals. #PlatinumPeak #ReverseMortgage #RetirementSolutions #HomeEquity #Longbridge #LongbridgeFinancial
7 Travel Tips for Seniors
Whether you’re planning a weekend getaway or an overseas adventure, travel can be one of life’s greatest joys—but preparation is key! From choosing the right timing and crafting your itinerary to packing like a pro and organizing your documents, we’ve rounded up 7 essential travel tips to help you get the most out of your journey! ✈️🚗 🔗 Head to our blog to learn more: https://longbridge-financial.com/blog/retirement-tips/7-travel-tips-for-seniors/?agent=1 #TravelTips #Adventure #SafeTravel #TripPlanning #SeniorTravel #LongbridgeFinancial #Longbridge
Your home equity is a valuable resource—what if you could put it to work today while ensuring a lasting legacy for your heirs? 🏡 With Platinum Preserve you can! This new feature, exclusive to certain fixed-rate Platinum reverse mortgages, gives you the best of both worlds: financial flexibility today while safeguarding your estate for the future. Want to see if you’re a good fit? Learn more in our blog: https://longbridge-financial.com/blog/reverse-mortgages/introducing-platinum-preserve-a-new-way-to-secure-your-home-equity-for-the-future/?agent=1 #reversemortgage #retirement #legacyplanning #PlatinumPreserve #Longbridge #LongbridgeFinancial #blog
Celebrating Senior Health & Fitness Day: How Staying Active Boosts Health, Wellness—and Your Wallet
Fitness is for everybody, at every age! 💪We're sharing five tips to celebrate Senior Health and Fitness Day—from fueling your body and creating a workout routine to finding ways to stay social. Head to our blog to explore how you can boost your wellness (and your wallet!): 🔗 https://longbridge-financial.com/blog/senior-health/celebrating-senior-health-fitness-day-how-staying-active-boosts-health-wellness-and-your-wallet/?agent=1 #SeniorHealthandFitnessDay #SeniorHealth #Fitness #Wellness #blog #Longbridge #LongbridgeFinancial
Home Sweet Home: Retrofitting Your Kitchen for Aging in Place
If you’ve ever wondered about how to make your home more aging-friendly for your long-term needs, you’re in luck! In this installment of our “Home Sweet Home” blog series, we’re headed to the heart of the home: the kitchen. 🔗 🏠 Check out our blog for practical tips and smart design ideas to make your kitchen safer and more comfortable as you age—and how home equity solutions can help fund them: https://longbridge-financial.com/blog/knowledge-and-advice/home-sweet-home-retrofitting-your-kitchen-for-aging-in-place/?agent=1 #HomeUpgrades #HomeModifications #Retrofitting #AgingInPlace #HomeEfficiency #KitchenRenovation #SmartLiving #HomeEquity #ReverseMortgage #LongbridgeFinancial #Longbridge #blog
It’s no secret that retirement doesn’t always go as planned. For older adults facing challenges like gray divorce, the loss of a spouse, family changes, or unexpected health needs, life’s transitions can bring financial uncertainty when stability is most critical. A reverse mortgage can offer a powerful solution: extra cash flow, the ability to remain comfortably at home, or funding for a relocation when circumstances change. Together, let’s help borrowers navigate life’s transitions with solutions that protect both their hearts and their homes. 🏡🌻 Learn more in our webzine: https://online.flippingbook.com/view/793055972/ #GrayDivorce #HomeEquitySolutions #RetirementPlanning #ReverseMortgage #LongbridgeFinancial
As the season heats up, so do the opportunities—expand your portfolio with Platinum Peak! 🎇 This recent enhancement to our Platinum product suite is designed to offer your clients MORE: more proceeds and more flexibility. And that means more opportunities for your business. In today’s challenging rate environment, Platinum Peak provides a solution that makes a real difference—for your borrowers and your bottom line. 📩 Ready to elevate your business? Let’s connect and explore how Platinum Peak can help your borrowers reach their goals. #PlatinumPeak #ReverseMortgage #RetirementSolutions #HomeEquity #Longbridge #LongbridgeFinancial
7 Travel Tips for Seniors
Whether you’re planning a weekend getaway or an overseas adventure, travel can be one of life’s greatest joys—but preparation is key! From choosing the right timing and crafting your itinerary to packing like a pro and organizing your documents, we’ve rounded up 7 essential travel tips to help you get the most out of your journey! ✈️🚗 🔗 Head to our blog to learn more: https://longbridge-financial.com/blog/retirement-tips/7-travel-tips-for-seniors/?agent=1 #TravelTips #Adventure #SafeTravel #TripPlanning #SeniorTravel #LongbridgeFinancial #Longbridge
About Me
Hello, I am your local Reverse Mortgage Professional. I am honored to be working with the senior community. I have several years of experience in the reverse mortgage space, focusing on Home Equity Conversion Mortgages. I am committed to helping seniors find better retirement solutions and am excited to bring my honesty, compassion and education to senior homeowners. I bring an in-depth understanding of the reverse mortgage process and how the loan works.
Georgia Residential Mortgage Licensee No. #44082; Originator License No. 32377. Branch Address: 137 E Morgan Street Unit A, Clarkesville, GA 30523; Branch NMLS #: 2474486; Phone #: 551-264-5494