Your Hometown Reverse Mortgage Consultant residing in Clarkesville, GA
Your Hometown Reverse Mortgage Consultant residing in Clarkesville,
GA
Licensed in Alabama, South Carolina, Georgia and Florida
Robert Parker, CRMP
Your Hometown Reverse Mortgage Consultant residing in Clarkesville, GA
Your Hometown Reverse Mortgage Consultant residing in Clarkesville,
GA
Licensed in Alabama, South Carolina, Georgia and Florida
I’m proud to work with a company focused on one thing: educating seniors about reverse mortgages to help them unlock the power of their homes and live a more comfortable retirement.
Your Starting Point to Reverse Mortgages
COMMON MISCONCEPTIONS
MYTH: Taxes have to be paid on money received from a reverse mortgage.
Nope! Proceeds from a reverse mortgage are not considered income, and are therefore not income taxable. The money from a reverse mortgage comes from your home’s equity, which already belongs to you, so it’s not considered income. Plus, the interest on a reverse mortgage can be tax-deductible when it’s repaid.*
MYTH: Your heirs can’t inherit the home with a reverse mortgage.
Nope! You will still be able to pass the home on to your kids. Just like any other mortgage, they can inherit the house. When the loan becomes due, they can decide how to repay the loan balance.
MYTH: Reverse mortgages should only be used as a last resort.
That’s incorrect! A reverse mortgage is a powerful financial tool that can be an important part of your overall financial plan. From paying off an existing mortgage to delaying Social Security benefits*, or even establishing an emergency line of credit, it’s a flexible product that gives you options.
MYTH: A reverse mortgage interferes with Social Security and Medicare benefits.
False! Government entitled programs such as Social Security and Medicare are generally not affected by a reverse mortgage – however, need-based programs such as Medicaid may be. Consult a qualified financial advisor or the appropriate government agency to learn more.
MYTH: Reverse mortgages are expensive.
Here’s the truth – reverse mortgage loan origination costs and interest rates are comparable to those of traditional mortgages. They do not require large out-of-pocket expenses. There are FHA insurance costs that some traditional mortgages don’t require, but the cost is relatively small.
MYTH: With a reverse mortgage, the bank takes your home.
That’s false! With a reverse mortgage, the homeowner keeps the title to the home in their name, provided they meet their loan obligations, keeping current with property taxes, insurance, and maintenance. The lender simply adds a lien onto the title to guarantee that the money will eventually be paid back when the loan becomes due.
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Featured Video
Reverse Mortgage Success Story
"The line of credit is one of the best aspects of the reverse mortgage." Longbridge borrower, Steve, shares his story how he found peace of mind with a reverse mortgage.
Let’s Get Social
Ask the Pros: Power of Attorney
🧐 Can a power of attorney be used to get a reverse mortgage? Yes—but there’s more to the story! In the latest installment of our "Ask the Pros" blog series, Marcus Loglisci, Senior Legal Counsel for Longbridge, breaks down what you need to know—including how the process works, who is responsible for the loan, and who can access the funds. Read the full Q&A to learn more! #ReverseMortgage #PowerofAttorney #AskthePros #blog #blogseries #Longbridge #LongbridgeFinancial
Staying Safe Online: Cybersecurity Tips Every Homeowner Should Know | Longbridge Financial, LLC
Online scams and cybercrime are on the rise—especially those targeting older adults. 💻🔒 Learn simple, practical ways to protect your personal and financial information in our latest blog. Plus, discover how your home equity can support your long-term financial security! Read along for helpful cybersecurity tips: https://longbridge-financial.com/blog/knowledge-and-advice/staying-safe-online-cybersecurity-tips-every-homeowner-should-know/?agent=1 #cybersecurity #OnlineSecurity #SeniorScamAwareness #ElderFraud #FraudPrevention #blog #LongbridgeFinancial #Longbridge #HomeEquity
Who is a Good Candidate for HELOC For Seniors®️?
As we reach retirement, many of us start looking for ways to make the most of what we’ve worked so hard to build—especially the equity we’ve built in our homes. 🏡💸 A first-of-its kind solution, Longbridge Financial’s HELOC For Seniors®️ was designed exclusively for homeowners aged 62 and older. This innovative solution offers a smarter, more convenient way to access your home equity—without the complexities and surprises that can sometimes come with traditional borrowing options. 🔗 Learn more about whether HELOC For Seniors®️ is a good fit for you: https://longbridge-financial.com/blog/heloc-for-seniors/who-is-a-good-candidate-for-heloc-for-seniors/?agent=1 #HELOCForSeniors #SmartMoneyMoves #HomeEquity #LongbridgeFinancial #Longbridge #HomeEquityLineofCredit #HELOC
How Long Does a Reverse Mortgage Last? | Longbridge Financial
How long does a reverse mortgage last? 🕰️ Most people expect a number — 10, 15, maybe 30 years. But a reverse mortgage doesn’t work that way. There’s no preset timeline. Instead, the loan stays in place as long as key obligations are met, like property taxes, homeowners insurance, and home maintenance. That can mean long-term flexibility that adjusts with your life — not the other way around. Still have questions? You’re not alone. 🔗 Get the full breakdown in our blog: https://longbridge-financial.com/blog/reverse-mortgages/how-long-does-a-reverse-mortgage-lastand-other-answers-to-common-questions/?agent=1 #ReverseMortgage #retirement #RetirementPlanning #HomeEquity #FAQ #FAQs #ReverseMortgageFAQs #Longbridge #LongbridgeFinancial #blog
Platinum Preserve isn’t just another feature of certain fixed-rate proprietary reverse mortgages from Longbridge Financial—it’s a strategic solution for clients looking to access cash today while leaving a lasting legacy for their heirs. So, who’s the ideal fit? ✔️ Homeowners who want to protect equity for their estate ✔️ Those planning for future expenses or a move ✔️ Clients looking for a cost-effective alternative to a HECM With Platinum Preserve, you can differentiate your business by offering a cost-effective home equity solution that addresses the needs of clients who are focused on estate planning and long-term security. #Longbridge #LongbridgeFinancial #LongbridgePlatinum #PlatinumPreserve #ReverseMortgage #HomeEquity #mortgage
Home Sweet Home: Safe Bedroom Sanctuaries for Aging in Place
Your home should evolve to fit your needs at every stage in life—especially if you’re one of the millions of older Americans planning to age in place. ✨ From smart lighting solutions to fall-resistant measures and creative storage ideas, we’ve rounded up a collection of thoughtful modifications to promote safety, comfort, and independence throughout the different areas in your home in our “Home Sweet Home” blog series. In this installment of the series, we focused on your personal at-home sanctuary: the bedroom! 🛏️ ➡️ Read the blog to explore our smart solutions—and how to fund them—here: https://longbridge-financial.com/blog/knowledge-and-advice/home-sweet-home-safe-bedroom-sanctuaries-for-aging-in-place/?agent=1 #SafeLiving #AgingInPlace #HomeSweetHome #HomeModifications #HealthyAging #LongbridgeFinancial #Longbridge
Ask the Pros: Power of Attorney
🧐 Can a power of attorney be used to get a reverse mortgage? Yes—but there’s more to the story! In the latest installment of our "Ask the Pros" blog series, Marcus Loglisci, Senior Legal Counsel for Longbridge, breaks down what you need to know—including how the process works, who is responsible for the loan, and who can access the funds. Read the full Q&A to learn more! #ReverseMortgage #PowerofAttorney #AskthePros #blog #blogseries #Longbridge #LongbridgeFinancial
Staying Safe Online: Cybersecurity Tips Every Homeowner Should Know | Longbridge Financial, LLC
Online scams and cybercrime are on the rise—especially those targeting older adults. 💻🔒 Learn simple, practical ways to protect your personal and financial information in our latest blog. Plus, discover how your home equity can support your long-term financial security! Read along for helpful cybersecurity tips: https://longbridge-financial.com/blog/knowledge-and-advice/staying-safe-online-cybersecurity-tips-every-homeowner-should-know/?agent=1 #cybersecurity #OnlineSecurity #SeniorScamAwareness #ElderFraud #FraudPrevention #blog #LongbridgeFinancial #Longbridge #HomeEquity
Who is a Good Candidate for HELOC For Seniors®️?
As we reach retirement, many of us start looking for ways to make the most of what we’ve worked so hard to build—especially the equity we’ve built in our homes. 🏡💸 A first-of-its kind solution, Longbridge Financial’s HELOC For Seniors®️ was designed exclusively for homeowners aged 62 and older. This innovative solution offers a smarter, more convenient way to access your home equity—without the complexities and surprises that can sometimes come with traditional borrowing options. 🔗 Learn more about whether HELOC For Seniors®️ is a good fit for you: https://longbridge-financial.com/blog/heloc-for-seniors/who-is-a-good-candidate-for-heloc-for-seniors/?agent=1 #HELOCForSeniors #SmartMoneyMoves #HomeEquity #LongbridgeFinancial #Longbridge #HomeEquityLineofCredit #HELOC
How Long Does a Reverse Mortgage Last? | Longbridge Financial
How long does a reverse mortgage last? 🕰️ Most people expect a number — 10, 15, maybe 30 years. But a reverse mortgage doesn’t work that way. There’s no preset timeline. Instead, the loan stays in place as long as key obligations are met, like property taxes, homeowners insurance, and home maintenance. That can mean long-term flexibility that adjusts with your life — not the other way around. Still have questions? You’re not alone. 🔗 Get the full breakdown in our blog: https://longbridge-financial.com/blog/reverse-mortgages/how-long-does-a-reverse-mortgage-lastand-other-answers-to-common-questions/?agent=1 #ReverseMortgage #retirement #RetirementPlanning #HomeEquity #FAQ #FAQs #ReverseMortgageFAQs #Longbridge #LongbridgeFinancial #blog
Platinum Preserve isn’t just another feature of certain fixed-rate proprietary reverse mortgages from Longbridge Financial—it’s a strategic solution for clients looking to access cash today while leaving a lasting legacy for their heirs. So, who’s the ideal fit? ✔️ Homeowners who want to protect equity for their estate ✔️ Those planning for future expenses or a move ✔️ Clients looking for a cost-effective alternative to a HECM With Platinum Preserve, you can differentiate your business by offering a cost-effective home equity solution that addresses the needs of clients who are focused on estate planning and long-term security. #Longbridge #LongbridgeFinancial #LongbridgePlatinum #PlatinumPreserve #ReverseMortgage #HomeEquity #mortgage
Home Sweet Home: Safe Bedroom Sanctuaries for Aging in Place
Your home should evolve to fit your needs at every stage in life—especially if you’re one of the millions of older Americans planning to age in place. ✨ From smart lighting solutions to fall-resistant measures and creative storage ideas, we’ve rounded up a collection of thoughtful modifications to promote safety, comfort, and independence throughout the different areas in your home in our “Home Sweet Home” blog series. In this installment of the series, we focused on your personal at-home sanctuary: the bedroom! 🛏️ ➡️ Read the blog to explore our smart solutions—and how to fund them—here: https://longbridge-financial.com/blog/knowledge-and-advice/home-sweet-home-safe-bedroom-sanctuaries-for-aging-in-place/?agent=1 #SafeLiving #AgingInPlace #HomeSweetHome #HomeModifications #HealthyAging #LongbridgeFinancial #Longbridge
About Me
Hello, I am your local Reverse Mortgage Professional. I am honored to be working with the senior community. I have several years of experience in the reverse mortgage space, focusing on Home Equity Conversion Mortgages. I am committed to helping seniors find better retirement solutions and am excited to bring my honesty, compassion and education to senior homeowners. I bring an in-depth understanding of the reverse mortgage process and how the loan works.
Georgia Residential Mortgage Licensee No. #44082; Originator License No. 32377. Branch Address: 137 E Morgan Street Unit A, Clarkesville, GA 30523; Branch NMLS #: 2474486; Phone #: 551-264-5494