Your Hometown Reverse Mortgage Consultant residing in Atlanta, GA
Your Hometown Reverse Mortgage Consultant residing in Atlanta,
GA
Licensed in Alabama, Florida and Georgia
Mark Mauldin
Your Hometown Reverse Mortgage Consultant residing in Atlanta, GA
Your Hometown Reverse Mortgage Consultant residing in Atlanta,
GA
Licensed in Alabama, Florida and Georgia
I'm proud to work with a company focused on educating about reverse mortgages. We're helping clients unlock the power of home, to live and enjoy a more comfortable retirement.
Your Starting Point to Reverse Mortgages
COMMON MISCONCEPTIONS
MYTH: Taxes have to be paid on money received from a reverse mortgage.
Nope! Proceeds from a reverse mortgage are not considered income, and are therefore not income taxable. The money from a reverse mortgage comes from your home’s equity, which already belongs to you, so it’s not considered income. Plus, the interest on a reverse mortgage can be tax-deductible when it’s repaid.*
MYTH: Your heirs can’t inherit the home with a reverse mortgage.
Nope! You will still be able to pass the home on to your kids. Just like any other mortgage, they can inherit the house. When the loan becomes due, they can decide how to repay the loan balance.
MYTH: Reverse mortgages should only be used as a last resort.
That’s incorrect! A reverse mortgage is a powerful financial tool that can be an important part of your overall financial plan. From paying off an existing mortgage to delaying Social Security benefits*, or even establishing an emergency line of credit, it’s a flexible product that gives you options.
MYTH: A reverse mortgage interferes with Social Security and Medicare benefits.
False! Government entitled programs such as Social Security and Medicare are generally not affected by a reverse mortgage – however, need-based programs such as Medicaid may be. Consult a qualified financial advisor or the appropriate government agency to learn more.
MYTH: Reverse mortgages are expensive.
Here’s the truth – reverse mortgage loan origination costs and interest rates are comparable to those of traditional mortgages. They do not require large out-of-pocket expenses. There are FHA insurance costs that some traditional mortgages don’t require, but the cost is relatively small.
MYTH: With a reverse mortgage, the bank takes your home.
That’s false! With a reverse mortgage, the homeowner keeps the title to the home in their name, provided they meet their loan obligations, keeping current with property taxes, insurance, and maintenance. The lender simply adds a lien onto the title to guarantee that the money will eventually be paid back when the loan becomes due.
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Featured Video
Reverse Mortgage Success Story
"One of the ways that it's changed my life is the idea that you know that you're less likely to run out of money." Longbridge borrower, Ray, shares his story how he lives more comfortably with a reverse mortgage.
Let’s Get Social
When it comes to financing options, your clients’ satisfaction matters. We surveyed real Longbridge Reverse for Purchase borrowers to get the scoop on this unique home financing tool: ✅ 93% of borrowers would choose a reverse for purchase again ✅ 91% would recommend a reverse for purchase to a loved one These aren’t just numbers—they’re a testament to how powerful this option can be in helping your clients achieve their retirement goals while purchasing a home they love. Are you ready to offer a solution your clients will rave about? Read our in-depth webzine to learn how a reverse for purchase could fit into your toolkit! 💼🏡 https://online.flippingbook.com/view/869605166/ #homeownership #ReverseforPurchase #reversemortgage #HECM #HECMforPurchase #mortgage #homepurchase #homebuying #realestate #Longbridge #LongbridgeFinancial #customersatisfaction #borrowersurvey #housingmarket
Home Sweet Home: Safer Bathrooms for Aging in Place
Up next in our “Home Sweet Home” blog series, we’re sharing practical changes to help transform your bathroom into an at-home-oasis fit for your long-term needs. 🛁✨ Whether you’re looking for small fixes or want to take on a larger project for maximum impact, there’s something for everyone. 🔗 Head to our blog for 6 ideas to improve the safety of your bathroom without sacrificing the style that you love—plus how your home equity can help fund them: https://longbridge-financial.com/blog/knowledge-and-advice/home-sweet-home-safer-bathrooms-for-aging-in-place/?agent=1 #HomeUpgrades #AgingInPlace #BathroomRenovation #HomeSweetHome #SmartLiving #HomeEquity #ReverseMortgage #LongbridgeFinancial #Longbridge #blog
Whether you have buyers ready to downsize, upsize, relocate to a low-maintenance home or more convenient community, or even just settle down in that “dream house” they’ve always imagined, Reverse for Purchase financing could be the perfect solution. 💫 Learn more: https://online.flippingbook.com/view/491065796/ #homeownership #ReverseforPurchase #reversemortgage #HECM #HECMforPurchase #mortgage #homepurchase #homebuying #realestate #Longbridge #LongbridgeFinancial #housingmarket
Riding the Market Waves: How Home Equity Can Help You Create a Financial Safety Net
🌟 Mid-year check-in: How’s your financial health? 💸 Life can be unpredictable, but your finances don’t have to be. Taking stock of your financial picture and making sure you have a solid safety net is a great way to be prepared for whatever comes your way. For many older homeowners, tapping into home equity can provide added peace of mind and a cushion for any unexpected expenses or increased costs down the line. 🔗 Learn how to build your financial safety net using your hard-earned home equity: https://longbridge-financial.com/blog/reverse-mortgages/how-home-equity-can-help-you-create-a-financial-safety-net/?agent=1 #SafetyNet #SmartMoneyMoves #HomeEquity #FinancialSecurity #LongbridgeFinancial #Longbridge
💡 Older buyers are rewriting the rules of home financing. According to NAR’s 2024 Homebuyers and Sellers Generational Trends Report, buyers aged 59 and older made up 35% of all home purchases in 2023. That’s a significant share of the market—and a major opportunity for real estate professionals. By helping this growing demographic explore Reverse for Purchase financing, you can offer smarter, more flexible solutions that meet their needs—and expand your client base in the process. Ready to unlock new possibilities for your clients—and your business? Get real Reverse for Purchase borrower insights in one easy-to-read infographic! 📊 https://online.flippingbook.com/view/343643894/
Home Sweet Home: Retrofitting Your Kitchen for Aging in Place
If you’ve ever wondered about how to make your home more aging-friendly for your long-term needs, you’re in luck! In this installment of our “Home Sweet Home” blog series, we’re headed to the heart of the home: the kitchen. 🔗 🏠 Check out our blog for practical tips and smart design ideas to make your kitchen safer and more comfortable as you age—and how home equity solutions can help fund them: https://longbridge-financial.com/blog/knowledge-and-advice/home-sweet-home-retrofitting-your-kitchen-for-aging-in-place/?agent=1 #HomeUpgrades #HomeModifications #Retrofitting #AgingInPlace #HomeEfficiency #KitchenRenovation #SmartLiving #HomeEquity #ReverseMortgage #LongbridgeFinancial #Longbridge #blog
When it comes to financing options, your clients’ satisfaction matters. We surveyed real Longbridge Reverse for Purchase borrowers to get the scoop on this unique home financing tool: ✅ 93% of borrowers would choose a reverse for purchase again ✅ 91% would recommend a reverse for purchase to a loved one These aren’t just numbers—they’re a testament to how powerful this option can be in helping your clients achieve their retirement goals while purchasing a home they love. Are you ready to offer a solution your clients will rave about? Read our in-depth webzine to learn how a reverse for purchase could fit into your toolkit! 💼🏡 https://online.flippingbook.com/view/869605166/ #homeownership #ReverseforPurchase #reversemortgage #HECM #HECMforPurchase #mortgage #homepurchase #homebuying #realestate #Longbridge #LongbridgeFinancial #customersatisfaction #borrowersurvey #housingmarket
Home Sweet Home: Safer Bathrooms for Aging in Place
Up next in our “Home Sweet Home” blog series, we’re sharing practical changes to help transform your bathroom into an at-home-oasis fit for your long-term needs. 🛁✨ Whether you’re looking for small fixes or want to take on a larger project for maximum impact, there’s something for everyone. 🔗 Head to our blog for 6 ideas to improve the safety of your bathroom without sacrificing the style that you love—plus how your home equity can help fund them: https://longbridge-financial.com/blog/knowledge-and-advice/home-sweet-home-safer-bathrooms-for-aging-in-place/?agent=1 #HomeUpgrades #AgingInPlace #BathroomRenovation #HomeSweetHome #SmartLiving #HomeEquity #ReverseMortgage #LongbridgeFinancial #Longbridge #blog
Whether you have buyers ready to downsize, upsize, relocate to a low-maintenance home or more convenient community, or even just settle down in that “dream house” they’ve always imagined, Reverse for Purchase financing could be the perfect solution. 💫 Learn more: https://online.flippingbook.com/view/491065796/ #homeownership #ReverseforPurchase #reversemortgage #HECM #HECMforPurchase #mortgage #homepurchase #homebuying #realestate #Longbridge #LongbridgeFinancial #housingmarket
Riding the Market Waves: How Home Equity Can Help You Create a Financial Safety Net
🌟 Mid-year check-in: How’s your financial health? 💸 Life can be unpredictable, but your finances don’t have to be. Taking stock of your financial picture and making sure you have a solid safety net is a great way to be prepared for whatever comes your way. For many older homeowners, tapping into home equity can provide added peace of mind and a cushion for any unexpected expenses or increased costs down the line. 🔗 Learn how to build your financial safety net using your hard-earned home equity: https://longbridge-financial.com/blog/reverse-mortgages/how-home-equity-can-help-you-create-a-financial-safety-net/?agent=1 #SafetyNet #SmartMoneyMoves #HomeEquity #FinancialSecurity #LongbridgeFinancial #Longbridge
💡 Older buyers are rewriting the rules of home financing. According to NAR’s 2024 Homebuyers and Sellers Generational Trends Report, buyers aged 59 and older made up 35% of all home purchases in 2023. That’s a significant share of the market—and a major opportunity for real estate professionals. By helping this growing demographic explore Reverse for Purchase financing, you can offer smarter, more flexible solutions that meet their needs—and expand your client base in the process. Ready to unlock new possibilities for your clients—and your business? Get real Reverse for Purchase borrower insights in one easy-to-read infographic! 📊 https://online.flippingbook.com/view/343643894/
Home Sweet Home: Retrofitting Your Kitchen for Aging in Place
If you’ve ever wondered about how to make your home more aging-friendly for your long-term needs, you’re in luck! In this installment of our “Home Sweet Home” blog series, we’re headed to the heart of the home: the kitchen. 🔗 🏠 Check out our blog for practical tips and smart design ideas to make your kitchen safer and more comfortable as you age—and how home equity solutions can help fund them: https://longbridge-financial.com/blog/knowledge-and-advice/home-sweet-home-retrofitting-your-kitchen-for-aging-in-place/?agent=1 #HomeUpgrades #HomeModifications #Retrofitting #AgingInPlace #HomeEfficiency #KitchenRenovation #SmartLiving #HomeEquity #ReverseMortgage #LongbridgeFinancial #Longbridge #blog
About Me
15 years in the business.
Known for giving honest answers and suggesting questions you didn't know to ask.
Focused on correctly re-writing the rules of retirement.
Adept at improving retirement income streams.