Your Hometown Reverse Mortgage Consultant residing in Atlanta, GA
Your Hometown Reverse Mortgage Consultant residing in Atlanta,
GA
Licensed in Alabama, Florida and Georgia
Mark Mauldin
Your Hometown Reverse Mortgage Consultant residing in Atlanta, GA
Your Hometown Reverse Mortgage Consultant residing in Atlanta,
GA
Licensed in Alabama, Florida and Georgia
I'm proud to work with a company focused on educating about reverse mortgages. We're helping clients unlock the power of home, to live and enjoy a more comfortable retirement.
Your Starting Point to Reverse Mortgages
COMMON MISCONCEPTIONS
MYTH: Taxes have to be paid on money received from a reverse mortgage.
Nope! Proceeds from a reverse mortgage are not considered income, and are therefore not income taxable. The money from a reverse mortgage comes from your home’s equity, which already belongs to you, so it’s not considered income. Plus, the interest on a reverse mortgage can be tax-deductible when it’s repaid.*
MYTH: Your heirs can’t inherit the home with a reverse mortgage.
Nope! You will still be able to pass the home on to your kids. Just like any other mortgage, they can inherit the house. When the loan becomes due, they can decide how to repay the loan balance.
MYTH: Reverse mortgages should only be used as a last resort.
That’s incorrect! A reverse mortgage is a powerful financial tool that can be an important part of your overall financial plan. From paying off an existing mortgage to delaying Social Security benefits*, or even establishing an emergency line of credit, it’s a flexible product that gives you options.
MYTH: A reverse mortgage interferes with Social Security and Medicare benefits.
False! Government entitled programs such as Social Security and Medicare are generally not affected by a reverse mortgage – however, need-based programs such as Medicaid may be. Consult a qualified financial advisor or the appropriate government agency to learn more.
MYTH: Reverse mortgages are expensive.
Here’s the truth – reverse mortgage loan origination costs and interest rates are comparable to those of traditional mortgages. They do not require large out-of-pocket expenses. There are FHA insurance costs that some traditional mortgages don’t require, but the cost is relatively small.
MYTH: With a reverse mortgage, the bank takes your home.
That’s false! With a reverse mortgage, the homeowner keeps the title to the home in their name, provided they meet their loan obligations, keeping current with property taxes, insurance, and maintenance. The lender simply adds a lien onto the title to guarantee that the money will eventually be paid back when the loan becomes due.
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Featured Video
Reverse Mortgage Success Story
"One of the ways that it's changed my life is the idea that you know that you're less likely to run out of money." Longbridge borrower, Ray, shares his story how he lives more comfortably with a reverse mortgage.
Let’s Get Social
Medicare has a lot of moving parts. For financial advisors whose clients are approaching or already in retirement, they’re counting on you to help them put the pieces together. Join our upcoming CE webinar to learn how Medicare fits into financial planning, where the common pitfalls are, and which regulatory and market changes you should know about. 💻 Medicare Made Simple: Navigating IRMAA, HSA, and Everything in Between ⏰ Wednesday, October 28 | 10 AM PT | 1 PM ET Save your seat: https://attendee.gotowebinar.com/register/8346617525155120470?source=LoanOfficer #Medicare #Longbridge #LongbridgeFinancial #webinar #CFP #CFPprofessional #FinancialProfessional #CEcredit #CEwebinar #FinancialPlanning #FinancialAdvisor #RetirementPlanning
Market Got You Down? A Reverse Mortgage Can Help
When the market takes a dip, it can be unsettling — especially when you’re counting on your savings to support the years ahead. 📉 But your savings and investments aren’t the only resources you may have. If you’ve built up equity in your home, a reverse mortgage could give you another way to access funds and help weather uncertain times. See how your home equity could help when the market is down: https://longbridge-financial.com/blog/reverse-mortgages/market-got-you-down-a-reverse-mortgage-can-help/?agent=1 #ReverseMortgage #HomeEquity #RetirementPlanning #LongbridgeFinancial
🏡 Thinking about downsizing, moving closer to family, or finding a home that better fits your life this fall? With Reverse for Purchase financing, you can use a reverse mortgage to buy your next home while keeping more of your savings available for other priorities. Whether you’re looking for less upkeep, a new location, or simply a home that better fits the way you want to live, Reverse for Purchase gives you another way to make your next move possible. 💡 See how Reverse for Purchase could work for you: https://longbridge-financial.com/blog/reverse-mortgages/hecm-for-purchase-how-you-can-buy-a-house-with-a-reverse-mortgage/?agent=1 #ReverseForPurchase #RightSize #RetirementReady #ThePowerOfHome #LongbridgeFinancial #Longbridge
Real Estate Pros — Last Chance to Register! ⌛ Join us October 21 for the next session in our series with @Buffini & Company, “The Business Behind the Business: Building a Relationship-Driven Real Estate Practice.” Don’t miss this chance to build stronger business partnerships by understanding what each partner does, why they do it, and how you can create value for your clients. ✅ Save your spot: https://attendee.gotowebinar.com/register/3009375877407884122?source=Loan+Officer #RealEstate #RealEstateProfessionals #RelationshipBuilding #LongbridgeFinancial #Longbridge
Top Reverse Mortgage Companies 2024: The Reviews Are In
Perhaps the most important step in the reverse mortgage process is the first one – selecting a reputable lender to work with. To help you compare your options, we’ve compiled some of 2024’s top-reviewed reverse mortgage lenders, based on customer evaluations published on Trustpilot. ➡️ https://ecs.page.link/UcfzX
What if your professional relationships could help you create more real estate opportunities — without simply adding more hours to your day? Join Billy Van Raaphorst of Buffini & Company and Rob Cooper of Longbridge Financial for the next session in The Business Behind the Business webinar series: Working Together to Support Clients 📅 October 21 ⏰ 12 PM ET | 9 AM PT Learn how to build stronger business partnerships by understanding what each partner does, why they do it, and how you can create value for your clients. Join the conversation 👉 https://attendee.gotowebinar.com/register/3009375877407884122?source=Loan+Officer #RealEstate #RealEstateAgents #RealEstateBusiness #RelationshipBuilding #LongbridgeFinancial #Longbridge
Medicare has a lot of moving parts. For financial advisors whose clients are approaching or already in retirement, they’re counting on you to help them put the pieces together. Join our upcoming CE webinar to learn how Medicare fits into financial planning, where the common pitfalls are, and which regulatory and market changes you should know about. 💻 Medicare Made Simple: Navigating IRMAA, HSA, and Everything in Between ⏰ Wednesday, October 28 | 10 AM PT | 1 PM ET Save your seat: https://attendee.gotowebinar.com/register/8346617525155120470?source=LoanOfficer #Medicare #Longbridge #LongbridgeFinancial #webinar #CFP #CFPprofessional #FinancialProfessional #CEcredit #CEwebinar #FinancialPlanning #FinancialAdvisor #RetirementPlanning
Market Got You Down? A Reverse Mortgage Can Help
When the market takes a dip, it can be unsettling — especially when you’re counting on your savings to support the years ahead. 📉 But your savings and investments aren’t the only resources you may have. If you’ve built up equity in your home, a reverse mortgage could give you another way to access funds and help weather uncertain times. See how your home equity could help when the market is down: https://longbridge-financial.com/blog/reverse-mortgages/market-got-you-down-a-reverse-mortgage-can-help/?agent=1 #ReverseMortgage #HomeEquity #RetirementPlanning #LongbridgeFinancial
🏡 Thinking about downsizing, moving closer to family, or finding a home that better fits your life this fall? With Reverse for Purchase financing, you can use a reverse mortgage to buy your next home while keeping more of your savings available for other priorities. Whether you’re looking for less upkeep, a new location, or simply a home that better fits the way you want to live, Reverse for Purchase gives you another way to make your next move possible. 💡 See how Reverse for Purchase could work for you: https://longbridge-financial.com/blog/reverse-mortgages/hecm-for-purchase-how-you-can-buy-a-house-with-a-reverse-mortgage/?agent=1 #ReverseForPurchase #RightSize #RetirementReady #ThePowerOfHome #LongbridgeFinancial #Longbridge
Real Estate Pros — Last Chance to Register! ⌛ Join us October 21 for the next session in our series with @Buffini & Company, “The Business Behind the Business: Building a Relationship-Driven Real Estate Practice.” Don’t miss this chance to build stronger business partnerships by understanding what each partner does, why they do it, and how you can create value for your clients. ✅ Save your spot: https://attendee.gotowebinar.com/register/3009375877407884122?source=Loan+Officer #RealEstate #RealEstateProfessionals #RelationshipBuilding #LongbridgeFinancial #Longbridge
Top Reverse Mortgage Companies 2024: The Reviews Are In
Perhaps the most important step in the reverse mortgage process is the first one – selecting a reputable lender to work with. To help you compare your options, we’ve compiled some of 2024’s top-reviewed reverse mortgage lenders, based on customer evaluations published on Trustpilot. ➡️ https://ecs.page.link/UcfzX
What if your professional relationships could help you create more real estate opportunities — without simply adding more hours to your day? Join Billy Van Raaphorst of Buffini & Company and Rob Cooper of Longbridge Financial for the next session in The Business Behind the Business webinar series: Working Together to Support Clients 📅 October 21 ⏰ 12 PM ET | 9 AM PT Learn how to build stronger business partnerships by understanding what each partner does, why they do it, and how you can create value for your clients. Join the conversation 👉 https://attendee.gotowebinar.com/register/3009375877407884122?source=Loan+Officer #RealEstate #RealEstateAgents #RealEstateBusiness #RelationshipBuilding #LongbridgeFinancial #Longbridge
About Me
15 years in the business. Known for giving honest answers and suggesting questions you didn't know to ask. Focused on correctly re-writing the rules of retirement by educating senior homeowners on home equity solutions. Georgia Residential Mortgage Licensee No. #44082; Originator License No. 29273. Branch address: 137 E. Morgan Street, Unit A, Clarkesville, GA 30523, Branch NMLS #2474486. Phone: 551-264-5036