Your Hometown Reverse Mortgage Consultant residing in Atlanta, GA
Your Hometown Reverse Mortgage Consultant residing in Atlanta,
GA
Licensed in Alabama, Florida and Georgia
Mark Mauldin
Your Hometown Reverse Mortgage Consultant residing in Atlanta, GA
Your Hometown Reverse Mortgage Consultant residing in Atlanta,
GA
Licensed in Alabama, Florida and Georgia
I'm proud to work with a company focused on educating about reverse mortgages. We're helping clients unlock the power of home, to live and enjoy a more comfortable retirement.
Your Starting Point to Reverse Mortgages
COMMON MISCONCEPTIONS
MYTH: Taxes have to be paid on money received from a reverse mortgage.
Nope! Proceeds from a reverse mortgage are not considered income, and are therefore not income taxable. The money from a reverse mortgage comes from your home’s equity, which already belongs to you, so it’s not considered income. Plus, the interest on a reverse mortgage can be tax-deductible when it’s repaid.*
MYTH: Your heirs can’t inherit the home with a reverse mortgage.
Nope! You will still be able to pass the home on to your kids. Just like any other mortgage, they can inherit the house. When the loan becomes due, they can decide how to repay the loan balance.
MYTH: Reverse mortgages should only be used as a last resort.
That’s incorrect! A reverse mortgage is a powerful financial tool that can be an important part of your overall financial plan. From paying off an existing mortgage to delaying Social Security benefits*, or even establishing an emergency line of credit, it’s a flexible product that gives you options.
MYTH: A reverse mortgage interferes with Social Security and Medicare benefits.
False! Government entitled programs such as Social Security and Medicare are generally not affected by a reverse mortgage – however, need-based programs such as Medicaid may be. Consult a qualified financial advisor or the appropriate government agency to learn more.
MYTH: Reverse mortgages are expensive.
Here’s the truth – reverse mortgage loan origination costs and interest rates are comparable to those of traditional mortgages. They do not require large out-of-pocket expenses. There are FHA insurance costs that some traditional mortgages don’t require, but the cost is relatively small.
MYTH: With a reverse mortgage, the bank takes your home.
That’s false! With a reverse mortgage, the homeowner keeps the title to the home in their name, provided they meet their loan obligations, keeping current with property taxes, insurance, and maintenance. The lender simply adds a lien onto the title to guarantee that the money will eventually be paid back when the loan becomes due.
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Featured Video
Reverse Mortgage Success Story
"One of the ways that it's changed my life is the idea that you know that you're less likely to run out of money." Longbridge borrower, Ray, shares his story how he lives more comfortably with a reverse mortgage.
Let’s Get Social
How Long Does a Reverse Mortgage Last? | Longbridge Financial
How long does a reverse mortgage last? 🕰️ Most people expect a number — 10, 15, maybe 30 years. But a reverse mortgage doesn’t work that way. There’s no preset timeline. Instead, the loan stays in place as long as key obligations are met, like property taxes, homeowners insurance, and home maintenance. That can mean long-term flexibility that adjusts with your life — not the other way around. Still have questions? You’re not alone. 🔗 Get the full breakdown in our blog: https://longbridge-financial.com/blog/reverse-mortgages/how-long-does-a-reverse-mortgage-lastand-other-answers-to-common-questions/?agent=1 #ReverseMortgage #retirement #RetirementPlanning #HomeEquity #FAQ #FAQs #ReverseMortgageFAQs #Longbridge #LongbridgeFinancial #blog
🚨 Last chance to register! 🚨 Join us September 16 for the first session of our three-part series, “The Business Behind the Business: Building a Relationship-Driven Real Estate Practice.” Learn how a relationship-driven approach — and the right partner network — can help create greater opportunities for long-term growth. 👉 Register now https://attendee.gotowebinar.com/register/3009375877407884122?source=Loan+Officer #RealEstate #RealEstateProfessionals #RelationshipBuilding #LongbridgeFinancial #Longbridge
Today we celebrate the cherished role grandparents play in our lives. Their invaluable wisdom, love, and legacy are treasures that shape us in countless ways. 💖 #NationalGrandparentsDay #Grandparents
Happy National 401(k) Day! 💫💰 Take a moment to revisit your retirement goals and ensure you’re on track for the future you want. It’s never too late to start—or adjust—your plan. #National401kDay #RetirementPlanning #Longbridge #LongbridgeFinancial
On Patriot Day, we remember the lives lost on September 11 and honor the strength and resilience of all those affected. May their memory continue to inspire unity and compassion across our nation. #September11 #PatriotDay #NeverForget
What if your professional relationships could help you create more real estate opportunities — without simply adding more hours to your day? Join Billy Van Raaphorst of Buffini & Company and Rob Cooper of Longbridge Financial for the first conversation in The Business Behind the Business webinar series. Relational vs. Transactional Real Estate 📅 September 16 ⏰ 12 PM ET | 9 AM PT Explore why relationship-driven businesses have greater potential for long-term growth and how the right partner network can help multiply your time and ROI. 👉 Register here: https://attendee.gotowebinar.com/register/3009375877407884122?source=Loan+Officer #RealEstate #RealEstateAgents #RealEstateBusiness #RelationshipBuilding #LongbridgeFinancial #Longbridge
How Long Does a Reverse Mortgage Last? | Longbridge Financial
How long does a reverse mortgage last? 🕰️ Most people expect a number — 10, 15, maybe 30 years. But a reverse mortgage doesn’t work that way. There’s no preset timeline. Instead, the loan stays in place as long as key obligations are met, like property taxes, homeowners insurance, and home maintenance. That can mean long-term flexibility that adjusts with your life — not the other way around. Still have questions? You’re not alone. 🔗 Get the full breakdown in our blog: https://longbridge-financial.com/blog/reverse-mortgages/how-long-does-a-reverse-mortgage-lastand-other-answers-to-common-questions/?agent=1 #ReverseMortgage #retirement #RetirementPlanning #HomeEquity #FAQ #FAQs #ReverseMortgageFAQs #Longbridge #LongbridgeFinancial #blog
🚨 Last chance to register! 🚨 Join us September 16 for the first session of our three-part series, “The Business Behind the Business: Building a Relationship-Driven Real Estate Practice.” Learn how a relationship-driven approach — and the right partner network — can help create greater opportunities for long-term growth. 👉 Register now https://attendee.gotowebinar.com/register/3009375877407884122?source=Loan+Officer #RealEstate #RealEstateProfessionals #RelationshipBuilding #LongbridgeFinancial #Longbridge
Today we celebrate the cherished role grandparents play in our lives. Their invaluable wisdom, love, and legacy are treasures that shape us in countless ways. 💖 #NationalGrandparentsDay #Grandparents
Happy National 401(k) Day! 💫💰 Take a moment to revisit your retirement goals and ensure you’re on track for the future you want. It’s never too late to start—or adjust—your plan. #National401kDay #RetirementPlanning #Longbridge #LongbridgeFinancial
On Patriot Day, we remember the lives lost on September 11 and honor the strength and resilience of all those affected. May their memory continue to inspire unity and compassion across our nation. #September11 #PatriotDay #NeverForget
What if your professional relationships could help you create more real estate opportunities — without simply adding more hours to your day? Join Billy Van Raaphorst of Buffini & Company and Rob Cooper of Longbridge Financial for the first conversation in The Business Behind the Business webinar series. Relational vs. Transactional Real Estate 📅 September 16 ⏰ 12 PM ET | 9 AM PT Explore why relationship-driven businesses have greater potential for long-term growth and how the right partner network can help multiply your time and ROI. 👉 Register here: https://attendee.gotowebinar.com/register/3009375877407884122?source=Loan+Officer #RealEstate #RealEstateAgents #RealEstateBusiness #RelationshipBuilding #LongbridgeFinancial #Longbridge
About Me
15 years in the business. Known for giving honest answers and suggesting questions you didn't know to ask. Focused on correctly re-writing the rules of retirement by educating senior homeowners on home equity solutions. Georgia Residential Mortgage Licensee No. #44082; Originator License No. 29273. Branch address: 137 E. Morgan Street, Unit A, Clarkesville, GA 30523, Branch NMLS #2474486. Phone: 551-264-5036