Your Hometown Reverse Mortgage Consultant residing in Atlanta, GA
Your Hometown Reverse Mortgage Consultant residing in Atlanta,
GA
Licensed in Alabama, Florida and Georgia
Mark Mauldin
Your Hometown Reverse Mortgage Consultant residing in Atlanta, GA
Your Hometown Reverse Mortgage Consultant residing in Atlanta,
GA
Licensed in Alabama, Florida and Georgia
I'm proud to work with a company focused on educating about reverse mortgages. We're helping clients unlock the power of home, to live and enjoy a more comfortable retirement.
Your Starting Point to Reverse Mortgages
COMMON MISCONCEPTIONS
MYTH: Taxes have to be paid on money received from a reverse mortgage.
Nope! Proceeds from a reverse mortgage are not considered income, and are therefore not income taxable. The money from a reverse mortgage comes from your home’s equity, which already belongs to you, so it’s not considered income. Plus, the interest on a reverse mortgage can be tax-deductible when it’s repaid.*
MYTH: Your heirs can’t inherit the home with a reverse mortgage.
Nope! You will still be able to pass the home on to your kids. Just like any other mortgage, they can inherit the house. When the loan becomes due, they can decide how to repay the loan balance.
MYTH: Reverse mortgages should only be used as a last resort.
That’s incorrect! A reverse mortgage is a powerful financial tool that can be an important part of your overall financial plan. From paying off an existing mortgage to delaying Social Security benefits*, or even establishing an emergency line of credit, it’s a flexible product that gives you options.
MYTH: A reverse mortgage interferes with Social Security and Medicare benefits.
False! Government entitled programs such as Social Security and Medicare are generally not affected by a reverse mortgage – however, need-based programs such as Medicaid may be. Consult a qualified financial advisor or the appropriate government agency to learn more.
MYTH: Reverse mortgages are expensive.
Here’s the truth – reverse mortgage loan origination costs and interest rates are comparable to those of traditional mortgages. They do not require large out-of-pocket expenses. There are FHA insurance costs that some traditional mortgages don’t require, but the cost is relatively small.
MYTH: With a reverse mortgage, the bank takes your home.
That’s false! With a reverse mortgage, the homeowner keeps the title to the home in their name, provided they meet their loan obligations, keeping current with property taxes, insurance, and maintenance. The lender simply adds a lien onto the title to guarantee that the money will eventually be paid back when the loan becomes due.
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Featured Video
Reverse Mortgage Success Story
"One of the ways that it's changed my life is the idea that you know that you're less likely to run out of money." Longbridge borrower, Ray, shares his story how he lives more comfortably with a reverse mortgage.
Let’s Get Social
🏡 In real estate, the relationships you build can be just as important as the transactions you close. Join Billy Van Raaphorst, Director of Training and Education at Buffini & Company, and Rob Cooper, National Purchase & Builder Sales Leader at Longbridge Financial, for “The Business Behind the Business” — a webinar series created for real estate professionals. Billy and Rob will explore how to build stronger business relationships, create greater value for clients, and develop a network of trusted partners that can become a consistent source of opportunity. Up next: 📅 [October 21] Working Together to Support Clients 📅 [November 18] Integrating Business-to-Business Concepts Sessions begin at 12 PM ET | 9 AM PT. Join the conversation and grow your business through the relationships you build — not just the transactions you close. 👉 Register now: https://attendee.gotowebinar.com/register/3009375877407884122?source=Loan+Officer #RealEstate #RealEstateProfessionals #RealEstateBusiness #BusinessRelationships #LongbridgeFinancial #Longbridge
It’s Active Aging Week! Take this time to recommit to staying active—physically, socially, and mentally. Set a few goals, make a plan, and take the first step toward a healthier future. 💪 #ActiveAgingWeek
Happy International Day of Older Persons! On this day we recognize the wisdom, experience, and contributions older adults bring to communities worldwide. Let’s continue to support and uplift their voices. #InternationalDayOfOlderPersons
Long-Term Care Planning Month is the perfect opportunity to start preparing a robust plan for your future care needs—no matter what stage of life you’re in. 💙 Planning ahead empowers you to make informed decisions and provides peace of mind for you and your loved ones, both now and in the future. #LongTermCarePlanningMonth #Longbridge #LongbridgeFinancial
Can You Get a Reverse Mortgage with Bad Credit?
Could your credit history keep you from a reverse mortgage? Here's what actually matters. There's no minimum credit score for a reverse mortgage. Instead, lenders look at your overall financial picture, including how you've managed your credit over time. If your record isn't perfect, you may still have a way to qualify. See what lenders review, in plain terms: https://longbridge-financial.com/blog/reverse-mortgages/can-you-get-a-reverse-mortgage-with-bad-credit/?agent=1 #ReverseMortgage #HomeEquity #RetirementPlanning #LongbridgeFinancial #Longbridge
Today is Fall Prevention Awareness Day—a reminder that proactive steps, like staying active and making safety upgrades at home, can greatly reduce fall risks as we age. Learn more about preventing falls from the CDC here: https://www.cdc.gov/falls/communication-resources/index.html #FallPreventionAwareness #Longbridge #LongbridgeFinancial
🏡 In real estate, the relationships you build can be just as important as the transactions you close. Join Billy Van Raaphorst, Director of Training and Education at Buffini & Company, and Rob Cooper, National Purchase & Builder Sales Leader at Longbridge Financial, for “The Business Behind the Business” — a webinar series created for real estate professionals. Billy and Rob will explore how to build stronger business relationships, create greater value for clients, and develop a network of trusted partners that can become a consistent source of opportunity. Up next: 📅 [October 21] Working Together to Support Clients 📅 [November 18] Integrating Business-to-Business Concepts Sessions begin at 12 PM ET | 9 AM PT. Join the conversation and grow your business through the relationships you build — not just the transactions you close. 👉 Register now: https://attendee.gotowebinar.com/register/3009375877407884122?source=Loan+Officer #RealEstate #RealEstateProfessionals #RealEstateBusiness #BusinessRelationships #LongbridgeFinancial #Longbridge
It’s Active Aging Week! Take this time to recommit to staying active—physically, socially, and mentally. Set a few goals, make a plan, and take the first step toward a healthier future. 💪 #ActiveAgingWeek
Happy International Day of Older Persons! On this day we recognize the wisdom, experience, and contributions older adults bring to communities worldwide. Let’s continue to support and uplift their voices. #InternationalDayOfOlderPersons
Long-Term Care Planning Month is the perfect opportunity to start preparing a robust plan for your future care needs—no matter what stage of life you’re in. 💙 Planning ahead empowers you to make informed decisions and provides peace of mind for you and your loved ones, both now and in the future. #LongTermCarePlanningMonth #Longbridge #LongbridgeFinancial
Can You Get a Reverse Mortgage with Bad Credit?
Could your credit history keep you from a reverse mortgage? Here's what actually matters. There's no minimum credit score for a reverse mortgage. Instead, lenders look at your overall financial picture, including how you've managed your credit over time. If your record isn't perfect, you may still have a way to qualify. See what lenders review, in plain terms: https://longbridge-financial.com/blog/reverse-mortgages/can-you-get-a-reverse-mortgage-with-bad-credit/?agent=1 #ReverseMortgage #HomeEquity #RetirementPlanning #LongbridgeFinancial #Longbridge
Today is Fall Prevention Awareness Day—a reminder that proactive steps, like staying active and making safety upgrades at home, can greatly reduce fall risks as we age. Learn more about preventing falls from the CDC here: https://www.cdc.gov/falls/communication-resources/index.html #FallPreventionAwareness #Longbridge #LongbridgeFinancial
About Me
15 years in the business. Known for giving honest answers and suggesting questions you didn't know to ask. Focused on correctly re-writing the rules of retirement by educating senior homeowners on home equity solutions. Georgia Residential Mortgage Licensee No. #44082; Originator License No. 29273. Branch address: 137 E. Morgan Street, Unit A, Clarkesville, GA 30523, Branch NMLS #2474486. Phone: 551-264-5036