Longbridge Financial, LLC is a cutting-edge company devoted to responsibly advising senior homeowners in reshaping their retirement finances. We do this by educating senior homeowners on Home Equity Conversion Mortgages (HECM) — and assisting them in unlocking the power of their home equity.
At Longbridge, we can help you use hard-earned home equity to address the monetary concerns which impact so many Americans who are in, or preparing for, retirement. Established by an Ivy League professor and a group of highly experienced professionals from prominent financial services companies, our mission is to fundamentally change the reverse mortgage industry through unmatched customer service, transparency, and expertise.
Why choose Us?
We’re a Federal Housing Administration (FHA) approved lender:
Our loan program is insured by the U.S. Department of Housing and Urban Development (HUD).
Longbridge maintains an A+ rating with the Better Business Bureau.
We’re a proud member of the National Reverse Mortgage Lenders Association (NRMLA) and completely adhere to its Code of Ethics. Not all reverse mortgage companies can claim this.
What distinguishes Longbridge from other companies?
Integrity
We’re committed to offering our HECM program only after we verify that the program is right for your situation and meets your specific needs. We will get to know you, your aspirations, your house, and your financial situation as we explore your options. You can rest assured that if we ever determine that a reverse mortgage is NOT your best option, WE WILL TELL YOU SO. Not all lenders make that pledge.
People
Our professional Loan Officers are experts in reverse mortgages and helping seniors in the Laguna Niguel area. Your call will always be answered by a real, live person who can assist you with your reverse mortgage loan. You’ll receive dependable, professional, and personal direction through each step in the process.
Partnerships
Longbridge Financial has established one-of-a-kind partnerships to help drive continued homeownership and has created programs which no other HECM lender offers.
Technology
Longbridge Financial is always seeking ways to better help our clients — and today, this means developing industry leading, unique tools that put loan access and information readily available and within reach.
