Your Hometown Reverse Mortgage Consultant based in Pierce County, WA
Your Hometown Reverse Mortgage Consultant based in Pierce County,
WA
Rebecca Rainsberger
Your Hometown Reverse Mortgage Consultant based in Pierce County, WA
Your Hometown Reverse Mortgage Consultant based in Pierce County,
WA
I’m proud to work with a company focused on one thing: educating seniors about reverse mortgages to help them unlock the power of their homes and live a more comfortable retirement. I’m a reverse mortgage professional and honored to serve the people of Washington State.
Your Starting Point to Reverse Mortgages
COMMON MISCONCEPTIONS
MYTH: Taxes have to be paid on money received from a reverse mortgage.
Nope! Proceeds from a reverse mortgage are not considered income, and are therefore not taxable. The money from a reverse mortgage comes from your home’s equity, which already belongs to you, so it’s not considered income. Plus, the interest on a reverse mortgage can be tax-deductible when it’s repaid.
MYTH: Your heirs can’t inherit the home with a reverse mortgage.
Nope! You will still be able to pass the home on to your kids. Just like any other mortgage, they can inherit the house. When the loan becomes due, they can decide how to repay the loan balance.
MYTH: Reverse mortgages should only be used as a last resort.
That’s incorrect! A reverse mortgage is a powerful financial tool that can be an important part of your overall financial plan. From paying off an existing mortgage to delaying Social Security benefits, or even establishing an emergency line of credit, it’s a flexible product that gives you options.
MYTH: A reverse mortgage interferes with Social Security and Medicare benefits.
False! Government entitled programs such as Social Security and Medicare are not affected by a reverse mortgage – however, need-based programs such as Medicaid may be. Consult a qualified financial advisor to learn more.
MYTH: Reverse mortgages are expensive.
Here’s the truth – reverse mortgage loan origination costs and interest rates are comparable to those of traditional mortgages. They do not require large out-of-pocket expenses. There are FHA insurance costs that some traditional mortgages don’t require, but the insurance benefits are well worth the relatively small cost.
MYTH: With a reverse mortgage, the bank takes your home.
That’s false! With a reverse mortgage, the homeowner keeps the title to the home in their name. The lender simply adds a lien onto the title to guarantee that the money will eventually be paid back when the loan becomes due.
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Featured Video
Reverse Mortgage Success Story
“The best thing we found.” Longbridge borrowers, Norman and Cheryl, share their story of how they found peace of mind with a reverse mortgage.
Let’s Get Social
Are you a CFP®️ looking to earn your required CE Ethics credits? Register now for our complimentary webinar on December 18, “CFP Board New Code of Ethics & Standards of Conduct,” and fulfill the CFP Board of Standards’ required learning objectives for the approved Ethics CE. Register now to earn 2 ethics CE credits >> https://attendee.gotowebinar.com/register/6950418062703200855?source=LoanOfficer #Longbridge #webinar #CFP #CFPprofessional #Ethics #FinancialProfessional #CEcredit #financialplanning
From our Longbridge Financial family to yours, we would like to wish you and your loved ones a Happy Hanukkah! May your house be filled with warmth and happiness. #Hanukkah
🚨 New research alert! 🚨 We’ve teamed up with HousingWire to uncover insights into Reverse for Purchase, a game-changing home financing solution for seniors. Did you know only 33% of real estate and mortgage professionals frequently discuss this powerful tool with their clients? Don’t miss out on this growing opportunity—learn how Reverse for Purchase can benefit your business and help seniors get the home they really want. Access the Report 👉 https://www.housingwire.com/addressing-the-lack-of-understanding-around-reverse-for-purchase/?utm_source=partnership&utm_medium=lbf_social&utm_campaign=hw_h4p_gated_content #ReverseForPurchase #ReverseMortgage #RealEstate #MortgageProfessionals #SeniorHomebuyers #Longbridge #HousingWire
Reverse for Purchase can transform your business, but it’s still underutilized. Our research with HousingWire shows 41% of real estate and mortgage professionals don’t talk to clients about it because they aren’t familiar enough with this home financing option. We’re here to change that. Get the facts, bust the myths, and help seniors secure the home of their dreams with this powerful financial tool. Access the Report 👉 https://lbfreverse.co/addressing-the-lack-of-understanding-around-reverse-for-purchase #ReverseMortgageMyths #RealEstatePros #MortgagePros #HousingTrends #RetirementPlanning #Longbridge #HousingWire
Using a Reverse Mortgage to Unlock Peace of Mind
Financial peace of mind isn’t just a dream—it’s achievable. 🌟 A reverse mortgage can unlock the equity in your home, giving you the financial freedom to manage everyday expenses, cover large or unexpected costs, and enjoy your retirement more comfortably. ▶️ Watch Norman and Cheryl's story to hear how a reverse mortgage from Longbridge Financial changed their lives for the better! #Longbridge #LongbridgeFinancial #testimonial #customerreview #vlog #blog #reversemortgage #retirement
CFP®️ PROFESSIONALS EARN CE CREDITS Join Marguerita Cheng, CEO of Blue Ocean Global Wealth, for a complimentary webinar and earn two CE Ethics credits. Register now for “CFP Board New Code of Ethics & Standards of Conduct” taking place Wednesday, December 18! Get registered: https://attendee.gotowebinar.com/register/6950418062703200855?source=LoanOfficer #Longbridge #webinar #CFP #CFPprofessional #Ethics #FinancialProfessional #CEcredit #financialplanning
Are you a CFP®️ looking to earn your required CE Ethics credits? Register now for our complimentary webinar on December 18, “CFP Board New Code of Ethics & Standards of Conduct,” and fulfill the CFP Board of Standards’ required learning objectives for the approved Ethics CE. Register now to earn 2 ethics CE credits >> https://attendee.gotowebinar.com/register/6950418062703200855?source=LoanOfficer #Longbridge #webinar #CFP #CFPprofessional #Ethics #FinancialProfessional #CEcredit #financialplanning
From our Longbridge Financial family to yours, we would like to wish you and your loved ones a Happy Hanukkah! May your house be filled with warmth and happiness. #Hanukkah
🚨 New research alert! 🚨 We’ve teamed up with HousingWire to uncover insights into Reverse for Purchase, a game-changing home financing solution for seniors. Did you know only 33% of real estate and mortgage professionals frequently discuss this powerful tool with their clients? Don’t miss out on this growing opportunity—learn how Reverse for Purchase can benefit your business and help seniors get the home they really want. Access the Report 👉 https://www.housingwire.com/addressing-the-lack-of-understanding-around-reverse-for-purchase/?utm_source=partnership&utm_medium=lbf_social&utm_campaign=hw_h4p_gated_content #ReverseForPurchase #ReverseMortgage #RealEstate #MortgageProfessionals #SeniorHomebuyers #Longbridge #HousingWire
Reverse for Purchase can transform your business, but it’s still underutilized. Our research with HousingWire shows 41% of real estate and mortgage professionals don’t talk to clients about it because they aren’t familiar enough with this home financing option. We’re here to change that. Get the facts, bust the myths, and help seniors secure the home of their dreams with this powerful financial tool. Access the Report 👉 https://lbfreverse.co/addressing-the-lack-of-understanding-around-reverse-for-purchase #ReverseMortgageMyths #RealEstatePros #MortgagePros #HousingTrends #RetirementPlanning #Longbridge #HousingWire
Using a Reverse Mortgage to Unlock Peace of Mind
Financial peace of mind isn’t just a dream—it’s achievable. 🌟 A reverse mortgage can unlock the equity in your home, giving you the financial freedom to manage everyday expenses, cover large or unexpected costs, and enjoy your retirement more comfortably. ▶️ Watch Norman and Cheryl's story to hear how a reverse mortgage from Longbridge Financial changed their lives for the better! #Longbridge #LongbridgeFinancial #testimonial #customerreview #vlog #blog #reversemortgage #retirement
CFP®️ PROFESSIONALS EARN CE CREDITS Join Marguerita Cheng, CEO of Blue Ocean Global Wealth, for a complimentary webinar and earn two CE Ethics credits. Register now for “CFP Board New Code of Ethics & Standards of Conduct” taking place Wednesday, December 18! Get registered: https://attendee.gotowebinar.com/register/6950418062703200855?source=LoanOfficer #Longbridge #webinar #CFP #CFPprofessional #Ethics #FinancialProfessional #CEcredit #financialplanning
About Me
Prior to her career in reverse mortgages, Rebecca worked as a Marketing Director for an in-home care company in Washington, covering the Puget Sound area. In 2012, her passion for helping seniors led her to start a non-profit organization, Aging Smart Educational Workshops. Based out of Gig Harbor, Washington, the organization is devoted to reaching out to community members and guiding them through the choices and changes that are impacting today’s seniors who are either in, or preparing for, retirement.
Outside of work, Rebecca enjoys directing plays, painting, and watching her son grow up. She holds a BFA in Communication Arts from Pacific Lutheran University in Tacoma, Washington.
Branch Address: 4423 Pt. Fosdick Dr Ste 100-12, Gig Harbor, WA 98335; Branch NMLS #: 2386901; Phone #: 253-509-2340